Frequently Asked Questions
For Non-Profit, Charity & Religious Organizations
This Page will answer many questions why World Health is a “Must Have” for you and your organization. If you have not viewed the “General FAQs”, we suggest you go there first.
For additional information go to other “FAQs” or select “WHC Plans“ then select your area of interest. There’s a lot of information in these two areas.
Next, if you have questions, want us to contact you, or request an “Organization Healthcare and Compensation Plan”, select the “Contact” Button.
To get a “Quick Price Quote”, a “Personal Custom Quote”, or a “Bid Request” for yourself, select the “Quote” Button.
Thank You for your interest! The FAQs Follow
Your Business Mission: Non-Profit Organizations are usually created to source and provide various services to its Clients. To attract new and retain current Clients means your Organizations needs to continue to provide programs and services that benefit your Clients.
One of the most sought-after benefit is affordable healthcare. WHC is proposing your Organization offer the WHC Healthcare Program to your Clients and their families.
The Need: All people and employers are facing the same problem. The cost of Health Insurance is not affordable. Just look at the monthly premium cost. Even with an employer subsidy, the cost is too high for many people. Adding family members is also too expensive. And that’s not the biggest problem!
Look at the insurance plan’s Out-of-Pocket costs. In 2025 the average Out-of-Pocket cost is $9,000 or more. Just ask yourself this question, “How many of your Clients can afford to pay $9,000 when they need to receive medical services?”
The answer is usually “None”. There needs to be another answer. We have the answer.
The Solution: WHC Healthcare Plans start as low as $62 biweekly. Out-of-Pocket costs can be as low as $1,000 (no Deductible or Co-insurance). To see more, look at FAQs about WHC Healthcare Plans.
Association Income: Oh yes, there is a Donation program for your Organization. WHC has a liberal, “annuity-style”, Donation program that pays you month-after-month, year-after-year.
To see how much your Donation can be, contact us for a proposal.
Yes! WHC has a liberal, “annuity-style” Donation program. Your Donation continues month after month as long as the WHC Healthcare Plan is offered and purchased by your Staff or Organization Members.
Think about your suppliers and all persons you come in contact with your business. All need an affordable healthcare plan. You can help them and WHC will compensate you.
Request a Proposal and we’ll describe your Donation program plus show your projected Donations.
Introduction: First, we’re going to use some financial terms. Then give you some examples and show you how it all relates to your Organization and to your WHC Donation Proposal.
Transactional Income is when a business receives payment when they sell a product or a service. With Transactional Income the business gets paid once per transaction. For example, a real estate broker’s commission is a form of Transactional Income.
Annuity Income is when a business receives on-going income from a sale, usually without doing any additional activities. A monthly Membership Fee is a form of Annuity Income.
Organizations, such as yours, rarely have Annuity Income. Instead, you rely upon donations, a form of Transactional Income. For purposes of your Proposal, we’ll call this your “Transactional Donation”. We’ll also show you how you can receive “Annuity Donations”.
The Reasons for Your Donations:
Your donations are being paid to reimburse you for your efforts associated with offering WHC to the individuals and associations you Organization services (your “Associates”).
You receive a Donation for each Associate you sponsor and who joins WHC. The amount of your Donation is based on the type of services you perform.
You Donation Plan has Two Options:
✓ Option 1–Transactional Donation: Simply introduce WHC to your Associates and staff. For those who have health insurance, ask them if they would like to have a “free”, no obligation review of their healthcare insurance plan.
For those who do not have insurance, ask them if they would be interested in having an affordable healthcare plan.
Collect some basic information and forward to WHC. We will follow-up with each Associate with a no cost WHC Healthcare Affordability Review.
WHC will pay you a $100 Donation for each Associate you assist to purchase a WHC Healthcare Plan.
✓ Option 2 – Annuity Donation: With this Option, your staff person counsels your Associates, does their Quote and takes their application to purchase their WHC Healthcare Plan. If you prefer, a WHC Staff Person will be assigned to your Organization to perform these functions.
WHC Donation Subsidy Example: Let’s take a typical 30 year old who has purchased a WHC Healthcare Plan. The monthly price is about $230. Your monthly Donation Subsidy would be $23.00, $276 per year.
Next, by only adding 10 new Associates per month would produce a total, initial, annual Annuity Donation for you of over $33,000. And this Annuity Donation could continue for many years.
Summary: The Annuity Donation has the greatest cash amount and is the longest paying. The Annuity Donation is much better than the one-time, Transactional Donation.
With either Donation Option it will be a great Service offered by your Organization to all your Associates and your Staff.
To anyone! Your Associates, employees, part-timers, 1099s, legal aliens, volunteers and other affiliates (your “Staff). There are no restrictions. If you want them on your WHC Healthcare plan, there on!
To other people and companies. Consider the persons and companies that regularly interact with you and your Organization. They all need an affordable healthcare plan.
Help them get an affordable healthcare plan and we’ll compensate you for your assistance.
Yes! You can offer both WHC and a Group plan. Let your Staff decide which healthcare plan they want.
No! Your Staff can “Opt-In” at any time.
There are two options
✓ Option 1: Promote WHC along with any other healthcare plan you are now offering to your Staff and your Associates.
Offer to do a “Healthcare Affordability Review”. The Healthcare Affordability Review includes a quote and a comparison to their current health insurance plan. Help your Staff and your Associates complete and send the WHC Healthcare Affordability Review form to WHC. We’ll follow-up with your Staff and your Associates to discuss the results of the Review.
✓ Option 2: Have a staff person perform the Review and discuss the results with your Staff and your Associates. We’ll train your staff person to conduct the Review. The Review process only takes about 5 minutes. Finalize the sale and send the order to WHC.
With either Option it will be another great service offered by your Organization to your Staff and your Associates.
Contact us to discuss these options and compensation.
✓ Any Staff Person can be on your WHC Healthcare Plan; No limitations, Full-Time, Part-Time, 1099s, Legal Aliens, Affiliates, Volunteers and their family members and pets
✓ WHC Healthcare Plans are about 50% less expensive per month
✓ Out-of-Pocket Costs are limited to only $1,000 per medical claim; Not the $9,000 cost of Group health insurance.
✓ No Deductibles or Co-Insurance; Only a single, affordable Co-Pay
✓ Prescription Medications are Reimbursed 100%; No Deductibles or Co-Pays
✓ All Medical Services are Included; Dental, Vision, Hearing, and Holistic Medical Services
✓ Your Staff Can Use Any Medical Provider, Any Medical Service, Anywhere in the World; No “In-Network” requirement. No limitations!
✓ You Staff Can Receive Discounts & Subsidies; For Being Healthy, Having a Family, Being a Senior, Having a Low Income
✓ Your Staff Can Receive Financial Subsidies:
Loss of Income Subsidy – If and when a Staff Person loses their income due to a medical event, WHC will pay your Staff Person’s WHC Healthcare Plan’s monthly Membership Contribution.
ACA & Group Plan Financial Subsidy – If a Staff Person is diagnosed with a major medical illness, and they have an ACA or Group plan, WHC will pay their insurance plan’s monthly premium cost.
✓ Each Staff Person Receives the WHC Concierge Service; Helps you manage your entire Healthcare Program. Including reviewing your medical bills for billing errors, duplicate charges, and available discounts. Your Concierge helps you locate cost-effective Medical Providers and answers your healthcare questions.
✓ Each Staff Person Receives a Community Healthcare Savings Account (CHSA); The WHC CHSA is similar to a federal HSA with greater benefits. WHC matches the Staff Person’s CHSA Contributions and pays 5% interest on their CHSA balances.
✓ You Receive Sponsorship Bonuses: $100 for each Staff Person you Sponsor who becomes a Member and purchases a WHC Healthcare Plan
To see typical WHC Healthcare Plan Prices: Look at the following table.
To do get a Quick Quote: Click “Quote – Price Request”. On the Quote Request form, enter who you want included on your Healthcare Plan. You’ll see your special, affordable Member price.
To do a “Bid Request”: Click “Quote – Price Request”. On the Quote Request form, enter the price you will pay for your Healthcare Plan. We’ll send your “Bid” World-Wide to get Quotes. Let’s see the best price we can get!
To request a Custom Healthcare Plan: Click “Quote – Price Request”. On the Quote Request form, tell us the coverages you want, your budget and any special needs. We’ll design a custom Healthcare Plan for you.
WHC Healthcare Plan Pricing
Age – Weekly Price
< 20: $31.20
20: $36.34
25: $37.61
30: $42.52
35: $45.78
40: $47.87
45: $54.09
50: $66.90
55: $83.54
60: $99.41
65: $109.88
For a Pet Dog or Cat: $21.81
The World Healthcare Cooperative is a member-funded, community-focused, Healthcare Cooperative, providing affordable Healthcare and Financial Services for Singles, Families and Employers, in the U.S. and World-Wide.
We are similar to an Agricultural Cooperative, which provides a “One-Stop” community business service for farmers.
WHC is a “One-Stop” community healthcare service, providing affordable healthcare services and plans for you, and all members of your community.
Our Mission is to make your healthcare affordable, less financially risky and easier to manage.
Our Cooperative Members:
✓ Singles, Families and Employers.
✓ Medical Providers
✓ Union & Trade Associations
✓ Non-Profit Organizations
✓ Rural Hospitals
✓ Towns & Communities
Your Local Healthcare Cooperative: WHC offers its Healthcare and Financial Services via local Community Healthcare Cooperatives. Each CHC gives all community residents and companies local access to affordable Healthcare Services.
Contact Us for a directory and more information about your local Community Healthcare Cooperative. MemberServices@WHCHealthcare.com
Members Self-Insuring Members
To Learn More: Navigate to other areas using the “Header – Menu Selections”. Visit “Healthcare Plans” and “FAQs” to get answers to many common questions.
To Have Us Contact You: Have questions? Want to learn how WHC will Financially Subsidize your Staff’s Healthcare Plan so you don’t have to?
Click “Contact World Healthcare”. Select the “Request Type”. Enter your “Requests / Questions”. Then “Submit”. We’ll be back to shortly.
To Request a Healthcare Quote: Click “Quote – Price Request”.
Thanks for Your Continued Interest