For Medical Providers

Two Main Reasons

✓  To Increase Your Income”:  Most Medical Providers only have one source of income. A single “Transaction” payment for a medical service.  No more income until your Patient returns for another medical service.

Instead waiting to receive a single Transaction Payment, how about an Annuity Payment that you receive even when you don’t see Patients?

✓  To Provide All Your Patients with an Affordable Healthcare Plan:  Reports show fewer people have health insurance because of the cost.  You see them every day. That’s why you offer a “Pay on Day of Service” discount.

Instead of giving a discount, WHC is your opportunity to have a new, On-going Income Source!

Your Options to Increase Your Income

✓  Increase prices:  Most people think healthcare is already costs too expensive.  This may result in losing patients.

✓  Get more reimbursements from insurance and federal or state aid programs:  This will not likely happen.

✓  Work more billable hours:  Yes, but do you want to?

✓  Receive Income from related products and services:  Some have opened surgical centers and dispense medications.  WHC is in this Category!

WHC provides you with a new source of income

Annuity Subsidy:  You receive an Annuity Subsidy when your Practice offers the WHC Healthcare Plan to your Patients.  Your Annuity Subsidy is paid to you even when you perform no Medical Services.

Following is an existing business model to support our program and proposal for you:

Long ago car dealerships learned that just selling cars was not enough.  They began offering insurance and financing, which allowed them to sell more cars and significantly increase their dealership’s income.

The same can be said for Medical Providers.  Provide additional services to help your Patients and receive additional, non-medical income for offering the WHC Healthcare Plan to your Patients.

All your Patients need affordable healthcare.  You are a trusted advisor, and your location is excellent to offer your Patients an affordable WHC Healthcare Plan.

Contact us for details and a proposal.

Any Medical Provider:  Primary Care Physicians, Specialists, Holistic, Chiropractors, Dentists, Ophthalmologist / Optometrist, Audiologists, Urgent Cares, Hospitals, etc.

Yes!  Legally you are OK. You do not need an insurance license to receive the Financial Subsidy.

We are reimbursing you for the cost of offering WHC to our WHC Members. We’ll describe your Financial Subsidy in more detail in your proposal.

Contact us for details and a Financial Subsidy proposal.

Introduction: First, we’re going to use some financial terms.  Then give you some examples and show you how it all relates to your Practice and to your WHC Subsidy Proposal.

Transactional Income is when a business receives payment when they sell a product or a service. With Transactional Income the business gets paid once per transaction. For example, a real estate broker’s commission is a form or Transactional Income.  Performing and billing for a Medical Service is a Transactional Income.

For purposes of your Proposal, we’ll call this your “Transactional Subsidy”.

Annuity Income is when a business receives on-going income from a sale, usually without doing any additional activities.  A monthly Membership Fee is a form of Annuity Income.  Medical Providers have no Annuity Income.

For purposes of your Proposal, we’ll call this your “Annuity Subsidy”.

You Subsidy Proposal has Two Options

The Reason for Your Subsidy: Your Subsidy is being paid to reimburse you for your costs associated with offering WHC to your Patients.

You receive a Subsidy for each Patient you sponsor and who joins WHC.  The amount of your Subsidy is based on the type of services you perform.

✓ Option 1 – Transactional Subsidy: Simply introduce WHC to your Patients. For those who have health insurance, ask them if they would like to have a “free”, no obligation review of their healthcare insurance plan.

For those who do not have insurance, ask them if they would be interested in having an affordable healthcare plan.

Collect some basic information and forward to WHC. We will follow-up with each Patient with a no cost WHC Healthcare Affordability Review.

WHC will pay you a $100 Subsidy for each person or family that you assist to purchase a WHC Healthcare Plan.

✓ Option 2 – Annuity Subsidy:  With this Option, a staff person counsels your Patient, does their Quote and takes their application to purchase their WHC Healthcare Plan.  If you prefer, a WHC Staff Person will be assigned to your Practice to perform these functions.

WHC Annuity Subsidy Example: Let’s take a typical 30 year old who has purchased a WHC Healthcare Plan. The monthly price is about $230.  The monthly Annuity Subsidy would be $23.00, $276 per year.

Next, by only adding 10 new Patient Members per month would produce a total, initial, annual Annuity Subsidy for you of over $33,000.  And this Annuity Subsidy could continue for many years.

Summary:  The Annuity Subsidy has the greatest cash amount and is the longest paying. The Annuity Subsidy is much better than the one-time, Transactional Subsidy.

With either Option it will be a great Service offered by your Practice to all your Patients and other persons you serve.

To Any Staff Member:  Your employees, part-timers, 1099s, volunteers and other affiliates (your “Staff).  There are no restrictions.

To All Your Patients:  Many cannot afford the cost of healthcare.  Consider those Patients that you see without insurance. Other Patients may have an employer Group plan.  WHC could cut their monthly and Out-of-Pocket cost by 50% or more.

To Other People and Companies:  Consider the persons and companies that regularly interact with you and your Practice.  They all need an affordable healthcare plan.

Help them all get an affordable healthcare plan and receive a Subsidy for your assistance.

There are two options depending on your level of involvement.

Staffing:  First, you should have a staff person trained to perform either service.  An alternative is to have WHC provide the on-site staff person. We can discuss in the Subsidy Proposal.

✓  Option 1 – Basic Introduction:  Simply introduce WHC.  For those Patients who have a health insurance plan, ask them if they would like to have a “free”, no obligation review of their current plan.

For those who do not have insurance, ask them if they would be interested in having healthcare insurance that is affordable.  Collect some basic information and forward to WHC.

We will follow-up with each person you refer to us.

✓  Option 2 – Counseling Service:  Help your Patient choose the WHC Healthcare Plan’s Coverages and Benefits that meets their needs and budget.  Use the WHC Quote form to price the WHC Healthcare Plan.  Obtain approval from your Patient to join the WHC and purchase a WHC Healthcare Plan.  Prepare an order form and send to WHC for processing.

No.  Your Staff and Patients can “Opt-In” at any time.

Yes!  Let your Staff individually decide which healthcare plan they want to have.

Messaging:  Tell your Patients you are concerned about their financial health as well as their physical health.  Continue with the cost of healthcare and insurance.  Tell them there is no cost or obligation to receive a healthcare insurance affordability check.  We’ll provide training on how to interact with your Patients.

Marketing Materials:  All marketing materials are approved by you before use.  The marketing material states that you entered into a relationship with WHC to help lower their healthcare costs.

Ask us for samples of the marketing material we have successfully used with other Medical Providers.

HIPAA Doesn’t Apply:  You will not divulge any HIPAA related information to us.

We only use medical information disclosed to us by the Patient to the Staff Person in order to provide them with a Quote.

In addition, each person approves the use of their medical information.

✓ Any Staff Person can be on your WHC Healthcare Plan; No limitations, Full-Time, Part-Time, 1099s, Legal Aliens, Affiliates, Volunteers and their family members and pets

✓ WHC Healthcare Plans are about 50% less expensive per month

✓ Out-of-Pocket Costs are limited to only $1,000 per medical claim; Not the $9,000 cost of Group health insurance.

✓ No Deductibles or Co-Insurance; Only a single, affordable Co-Pay

✓ Prescription Medications are Reimbursed 100%; No Deductibles or Co-Pays

✓ All Medical Services are Included; Dental, Vision, Hearing, and Holistic Medical Services

✓ Your Staff Can Use Any Medical Provider, Any Medical Service, Anywhere in the World; No “In-Network” requirement. No limitations!

✓ You Staff Can Receive Discounts & Subsidies; For Being Healthy, Having a Family, Being a Senior, Having a Low Income

✓ Your Staff Can Receive Financial Subsidies:

Loss of Income Subsidy – If and when a Staff Person loses their income due to a medical event, WHC will pay your Staff Person’s WHC Healthcare Plan’s monthly Membership Contribution.

ACA & Group Plan Financial Subsidy – If a Staff Person is diagnosed with a major medical illness, and they have an ACA or Group plan, WHC will pay their insurance plan’s monthly premium cost.

✓ Each Staff Person Receives the WHC Concierge Service; Helps you manage your entire Healthcare Program. Including reviewing your medical bills for billing errors, duplicate charges, and available discounts. Your Concierge helps you locate cost-effective Medical Providers and answers your healthcare questions.

✓ Each Staff Person Receives a Community Healthcare Savings Account (CHSA); The WHC CHSA is similar to a federal HSA with greater benefits. WHC matches the Staff Person’s CHSA Contributions and pays 5% interest on their CHSA balances.

✓ You can receive a Staff Sponsorship Bonus; $100 for each Staff Person you Sponsor who purchases a WHC Healthcare Plan.

To see typical WHC Healthcare Plan Prices: Look at the following table. Note: Weekly Pricing is shown.

To have us develop a WHC Healthcare Plan for your company: Press the Button “Request a Healthcare Plan for Yourself and Your Staff “.

Staff Pricing
Age – Price
< 20: $31.20
20: $36.34
25: $37.61
30: $42.52
35: $45.78
40: $47.87
45: $54.09
50: $66.90
55: $83.54
60: $99.41
65: $109.88
For a Pet Dog or Cat: $21.81

The World Healthcare Cooperative (“WHC”) is a community-focused, member-funded, Healthcare Cooperative. WHC offers affordable, Healthcare and Financial Services for individuals, families and employers.

WHC Is similar to an Agricultural Cooperative, which provides a “One-Stop” community service for farmers.

WHC is a “One-Stop” Healthcare Cooperative providing Healthcare Services for you and everyone in your community.

Our Mission: To make healthcare affordable, less financially risky and easier to manage.

Corporate Headquarters: The World Healthcare Cooperative is based in Delaware. WHC offers Memberships, with Healthcare Plans and Financial Services throughout the U.S. and World-Wide.

Local Healthcare Cooperatives: WHC offers its Healthcare Services via local Community Healthcare Cooperatives to give all community residents and companies access to affordable Healthcare. Contact Us for a directory and more information.

CommunityServices@WHCHealthcare.com

Members Self-Insuring Members

To Learn More: To see other areas of the Website, Navigate using the “Header Selections”. Visit “FAQs” to get answers to many common questions.

To Contact WHC: Have questions? Want to learn about our Medical Provider Financial Subsidy program? Click the Action Button “Contact WHC Member Services”.

To Request a Healthcare Quote, Click the Acton Button “Request a Healthcare Plan for Yourself and Your Staff ”.

To Have Us Contact You: Click the Action Button “Contact WHC Member Services“. Use the “How We can Help” drop-down to Include any questions or requests. Then “Submit”. We’ll be back to shortly.

Thanks for Your Continued Interest