Frequently Asked Questions
For Singles & Families
This Page will answer many questions why World Health is a “Must Have” for you and your family. If you have not viewed the “General FAQs”, we suggest you go there first.
For additional information go to other “FAQs” or select “WHC Plans“ then select your area of interest. There’s a lot of information in these two areas.
Next, if you have questions, or want us to contact you, select the “Contact” Button.
To get a “Quick Price Quote”, a “Personal Custom Quote”, or a “Bid Request” for yourself, select the “Quote” Button.
Thank You for your interest! The FAQs Follow
Everyone – No Limitations
✓ No Age Restrictions: Include any dependant on your plan regardless of age
✓ No Relationship Restrictions: Parents, Grandparents, Relatives, Friends, etc.
✓ Your Pets can also be included: They are family too!
Yes! Your WHC Healthcare plan covers you and all your family members anywhere in the U.S and World-Wide.
You can use any Medical Provider, any Medical Service, anywhere in the U.S. and World-Wide’
We do suggest you follow these guidelines:
✓ Primary Care Physicians (PCP): Use for annual wellness exams and general well-being Medical Services.
✓ Urgent Care Facilities: Use for any Non-Routine Medical Service.
X Free-Standing ER Facilities: A Free-Standing ER may direct you to a Hospital ER for treatment. In which case, you would likely incur two, expensive ER medical treatment costs.
X Hospital ER Facilities: Treatment costs at a Hospital ER are about 10 times more than an Urgent Care. Only receive Medical Services at a Hospital ER for a life-threatening Medical Event, or if directed by an Urgent Care Facility.
You can add family members at anytime: You will receive an updated WHC Membership and Healthcare Plan Agreement.
You can delete members for specific reasons: Contact WHC when you want to delete a family member.
No! However, if you want to build credit, WHC will be happy to report your payment history.
Yes! We will do what works for you. You set the day of the month and the number of payments in the month.
Either! You can use your credit or debit card or any other on-line payment program.
You and WHC: You pay your medical bills on the day you receive your medical services. This allows you to receive the Medical Provider’s Day-of-Service discount ranging from about 5% to 50%. Then you send you bill to WHC and WHC will reimburse you 50%. A total discount of 55% to 75% or more.
For medical services that cost more than $250, contact WHC and have a WHC Concierge advise you how to proceed.
You and WHC: You pay your medical bills on the day you receive your medical services. This allows you to receive the Medical Provider’s Day-of-Service discount ranging from about 5% to 50%. Then you send you bill to WHC and WHC will reimburse you 50%. A total discount of 55% to 75% or more.
For medical services that cost more than $250, contact WHC and have a WHC Concierge advise you how to proceed.
A Summary of WHC Healthcare Plan Benefits
✓ WHC Healthcare Plans are More Affordable than an ACA or Group Plan: About 50% less expensive per month. Out-of-Pocket costs are about 80% or more less expensive.
✓ Each WHC Plan is Individually Designed by You: Not by an insurance company or the government
✓ You can use any Medical Provider, Any Medical Service, Anywhere in the World: No “In-Network” requirement. No limitations! Included popular coverages: Traditional Medical, Holistic, Dental, Vision, Hearing, Acupuncture, Chiropractic, Labs, Tests & X-Rays, Vaccines, Critical Illness, Medical Transportation and more
✓ Your Prescription Medications are Reimbursed 100% up to $1,000: No Deductibles or Co-Pays
✓ You don’t have any Deductibles or Co-Insurance: Only a single, affordable Co-Pay
✓ You Receive Discounts & Financial Subsidies: For Being Healthy, Having a Family, Being a Senior, Having a Low Income.
✓ Financial Subsidies:
Loss of Income Subsidy – If and when you lose your income due to a medical event, WHC will pay your WHC Healthcare Plan’s monthly price.
ACA & Group Plan Financial Subsidy – WHC will pay your ACA or Group plan’s costs when you are diagnosed with a major medical illness and an ACA or Group plan is recommended
✓ You Receive the WHC Healthcare Concierge Service: Helps you manage your entire Healthcare Program. Reviews your medical bills for possible billing errors. Locates medical service discounts and cost-effective Medical Providers. Answers your general healthcare questions.
✓ You Get a Community Healthcare Savings Account (CHSA): Our CHSA is similar to a federal HSA with greater benefits. Here’s a key difference. CHC matches your CHSA Contributions and pays 5% interest on your CHSA balances.
✓ You Can Get Sponsorship Bonuses: You can receive $100 for each person or family you Sponsor who purchases a WHC Healthcare Plan. If you’d like more cash, become an independent WHC Advocate. Read “For Independent Reps“.
✓ Price-Lock Guarantee: No price increase options for up to 3 years.
✓ ✓ Plus More… Contact WHC
To see typical WHC Healthcare Plan Prices, look at the following table.
To get your WHC Healthcare Plan Price now, You have Two Options:
For a Custom Healthcare Quote: Press the Button “Request Your Special Member Healthcare Plan Price”. We’ll search for the Best Price, Subsidies and Discounts. We’ll even ask for “Bids” from various healthcare providers.
To Do Your Own “Quick-Quote”: Simply use the following table. Total the price for each family member you want included in your WHC Healthcare Plan.
Member Pricing
Age – Price
< 20: $31.20
20: $36.34
25: $37.61
30: $42.52
35: $45.78
40: $47.87
45: $54.09
50: $66.90
55: $83.54
60: $99.41
65: $109.88
For a Pet Dog or Cat: $21.81
To Learn More: To see other areas of the Website, Navigate using the “Header Selections”. Visit “FAQs” to get answers to many common questions.
To Contact WHC: Have questions? Want to talk about WHC? Click the Action Button “Contact WHC Concierge Services”.
To Request a Healthcare Quote, Click the Acton Button “Request Your Quote ”.
To Have Us Contact You: Click the Action Button “Contact WHC Concierge Services“. Use the “How We can Help” drop-down to Include any questions or requests. Then “Submit”. We’ll be back to shortly.
To Become a WHC Advocate: Click the Action Button “Contact WHC Advocate Program”. Enter your contact information and request WHC Advocate Information. Then “Submit”. We’ll be back to shortly.
Thanks for Your Continued Interest