Your Hospital May Already Have a Financial Crisis

There are two main factors causing this Crisis.

First, because of the cost of healthcare insurance, fewer people have insurance. When they have any medical issue, they go to the Hospital ER. Because hospitals must, by law and commitment, provide their medical services. Your Hospital provides the medical services with little likelihood of getting paid or reimbursed. This is an unsustainable situation!

Second, those who have insurance must pay the insurance plan’s deductible and co-insurance costs. Which is really the Hospital’s bill.

In 2025, these out-of-pocket costs average about $9,000. Likely, the majority of your Residents don’t have $9,000 to pay this cost. So, for all practical purposes, even people with insurance may not be able to pay their Out-of-Pocket costs or their medical bill, which are the Hospital bills.  Like above, the Hospital likely won’t get paid!

The Result:  Without insurance payments or financial aid from state and federal governments, hospitals will go bankrupt. It’s a fact happening all over the U.S. Likely with your Hospital as well.

The underlying problem in both cases is money.  Money can solve your Hospital’s financial problems. The question is, where does the money come from?  The answer, from the World Healthcare Cooperative.

Our Proposal:  WHC will cash subsidize your Hospital. The WHC Hospital Subsidy program pays your Hospital an on-going, monthly ”Cash Subsidy”.

Why would WHC do this ?  We need your Hospital to remain operating and to provide medical services for our WHC Members others who live in your Community. It’s just that simple!

Introduction:  First, we’re going to use some financial terms. Then give you some examples and show you how it all relates to your Association and to your WHC Subsidy Proposal.

Transactional Income is when a business receives payment when they sell a product or a service.  With Transactional Income the business gets paid once per transaction.  For example, a real estate broker’s commission is a form of Transactional Income.  Hospitals only have Transactional Income.

For purposes of your Proposal, we’ll call this your “Transactional Subsidy”.

Annuity Income is when a business receives on-going income from a sale, usually without doing any additional activities. A monthly Membership Fee is a form of Annuity Income.  Hospitals have no Annuity Income.

For purposes of your Proposal, we’ll call this your “Annuity Subsidy”.

The Reason for Your Annuity Subsidy:  

Your Annuity Subsidy is being paid to reimburse you for your efforts associated with offering WHC to your Patients.

You receive a Annuity Subsidy for each Patient you sponsor and who joins WHC.  The amount of your Annuity Subsidy is based on the type of services your hospital performs.

You Subsidy Plan Compensation has Two Options:

✓  Option 1 – Transactional Subsidy:  Simply introduce WHC to your Patients and staff.  For those who have health insurance, ask them if they would like to have a “free”, no obligation review of their healthcare insurance plan.

For those who do not have insurance, ask them if they would be interested in having an affordable healthcare plan.

Collect some basic information and forward to WHC.  We will follow-up with each Patient or Staff person with a no cost WHC Healthcare Affordability Review.

WHC will pay you a $100 Subsidy for each Patient you assist to purchase a WHC Healthcare Plan.

✓  Option 2 – Annuity Subsidy:  With this Option, a Staff person counsels your Patients, does their Quote and takes their application to purchase their WHC Healthcare Plan.  If you prefer, a WHC Staff Person will be assigned to your Hospital to perform these functions.

WHC Annuity Subsidy Example:   Let’s take a typical 30 year old who has purchased a WHC Healthcare Plan. The monthly price is about $230. The monthly Annuity Subsidy would be $23.00, $276 per year.

Next, by only adding 10 new Patients per month would produce a total, initial, annual Annuity Subsidy for you of over $33,000.  And this Annuity Subsidy could continue for many years.

Summary:  The Annuity Subsidy has the greatest cash amount and is the longest paying. The Annuity Subsidy is much better than the one-time, Transactional Subsidy.

With either Option it will be a great Service offered by your Hospital to all your Patients and Staff.

Be as concerned about your Patient’s Financial Health as you are about their Medical Health.

The Problem Needing to be Solved:   Traditional healthcare insurance is completely unaffordable for everyone. Reports show that fewer people have health insurance.  Many people avoid medical treatment because they can’t afford the cost of Traditional Health Insurance.

Yet, they still need basic wellness and non-routine medical services. For routine services they want to use their doctor.  Others, just put-off seeing a doctor or use a hospital ER. 

This is a significant, community-wide issue that is not being solved.

In each case, your Patients are all looking for a solution to their Medical Costs. Be as concerned about their Financial Health as you are about their Medical Health. You can deliver the solution by teaming with WHC.

Our Solution, Your Proposal:   Offer all your Patients financial help that can save them money and lower their medical bankruptcy risk.

With CHC and your help, we can help all of your Patients. Your Practice can be a leader in your community by helping all community residents get access to an affordable healthcare plan.

The Learn More:  Select “For Singles & Families”, from the “See Plans” drop-down list.

What’s Next:  Request your Subsidy Proposal to see how much Annuity Income you can receive. No cost, No obligation. Go WHC!

Helping Your Patients:  We can provide your Patients with an affordable Healthcare Plan that will save them up to 50% on their monthly cost.

More importantly, savings of 80% or more on their deductible and co-insurance costs.  WHC also provides financial assistance and subsidies for; being Healthy, having a family, being a Senior, having and Low Income.

How We Do it – So You Don’t Have To

✓  Your Staff Receive Medical Provider Discounts:  From about 10% to 50% or more on each Medical Service.

✓  Your Staff Receive Cash Reimbursements from WHC:  50% on each Medical Service.

✓  Your Staff Receive Discounts & Subsidies:  For Being Healthy, Having a Family, Being a Senior, Having a Low Income.

WHC is Giving Your Staff Discounts and Financial Subsidies So You Don’t Have To

WHC Healthcare Plans are Affordable for All Your Staff

Your Dilemma:  If you are offering a healthcare plan, you are likely subsidizing your Staff’s monthly cost.  We can eliminate this need and cost because the WHC price is so affordable.

Your Group Plan’s Low Take-Rate:  If you are offering a Group Plan, likely you have a low take-rate.  This is usually because of your Group Plan’s cost. Give your Staff a more affordable healthcare plan option and you’ll see a higher Take-Rate.

Your Opportunity:  If you are not offering a healthcare plan, now is the time! With CHC you can offer a great healthcare plan without it costing you any money.

WHC is Better Than a Raise:  Consider, lowering your Staff’s healthcare cost is just like giving them a raise, only better. WHC doesn’t cost you anything. A raise does!

Offering the WHC Healthcare Plan:  Offer the WHC Healthcare Plan as a Stand-Alone healthcare plan or along with a Group healthcare plan. Let your Staff decide which plan they want.

Employees, Part-Timers, 1099s, Volunteers, Legal Aliens, Affiliates, etc.

✓  No Classification Limitations:  If they work for you, they can be included.

✓  No Age Restrictions:  If they work for you, they can be included.

✓  Include Family Members:  Adopted & Extended families, grandparents, aunts, uncles even pets can be included at an affordable price. Unlike Group plans.

✓ No “Open-Enrollment”:  Your Staff can “Opt-In” at anytime.

✓  WHC Healthcare Plans are Portable:  Each Staff Member can take their WHC Healthcare with them when they leave.   No need for COBRA!

✓  WHC Healthcare Plans are Effective in 24 Hours

Everyone Needs an affordable Healthcare Plan that can be tailored to their needs and budget

Your Staff’s Dilemma:  Traditional and Group healthcare insurance have become completely unaffordable for everyone, including your Staff and your Practice.

Here’s How We Can Help:  We can provide your Staff Members with an affordable Healthcare Plan that will save them up to 50% on their monthly cost.  More importantly, savings of up to 80% on their deductible and co-insurance costs. WHC also provides financial assistance, low income subsidies, healthy and family discounts.

Take a Look

Lower Your Staff’s Monthly Healthcare Plan Cost by 50%:   Your Staff choose and pay only for the coverages they want. Each Medical Service is subsidized by WHC. Each Staff Member can receive discounts for being Healthy, having a Family, being a Senior, or having a Lower Income.

This is the main reason you don’t need to subsidize a WHC Healthcare Plan

Lower your Staff’s Out-of-Pocket Costs by 80%:   A typical Group plan’s Out-of-Pocket cost is over $9,000. Likely, most of your Staff can’t pay this cost. This means you are offering, and they are buying, a healthcare plan they can’t afford to use.

With WHC, there are no Deductibles or Co-Insurance costs. Just one, affordable Co-Pay.

Give Your Staff More Benefits & Coverages:   Many Group plan’s do not include important Coverages. Dental, Vision, Hearing usually must be purchased separately.  Holistic and other types of wellness and medical treatments are not covered or even available. All are included with WHC!

Each Staff Member can personalize their own WHC Healthcare Plan:  Not so with a Group plan.  An 18 year-old, single person, has far different healthcare requirements than a 50 year-old with a family of 4. Unlike a Group plan, which is “one-size-fits-all”, a WHC Plan is personalized by each Staff Member to meet their needs and budget.

Each Staff Member can receive Prescription Medications Reimbursed 100%:  Not so with a Group plan. With WHC, No Co-Pay, No Deductible, No Co-Insurance.

Compare WHC to any Healthcare Plan

Suggestion:  If you have a Group plan, take a few minutes to read it. Take a close look at the monthly and the annual Out-of-Pocket cost. We think you’ll be surprised at the costs!

Compare WHC to any Group Plan. You’ll immediately see why WHC is a much better Healthcare Plan for you and your Staff.

The most sought-after employer benefit is affordable healthcare.

The Issue:  Traditional Group healthcare insurance is completely unaffordable for you and your Staff.  Yet, employees believe and want their employer to offer an affordable healthcare plan.

Employers are all looking for an alternative to expensive Group insurance.  Your Staff are looking for ways save money, and to lower their healthcare medical costs for their families.

Give your Staff financial help that saves them money and lowers their medical and healthcare costs and you’ll have a satisfied Staff who will want to stay with you.

The more your Staff seeing you helping them, the more likely they will remain with your company.

The Solution:  Offer all your Staff an affordable WHC Healthcare Plan.  The WHC Healthcare Plan is 50% or more less expensive than any Group Plan.  So much so there is no need for you to subsidize the monthly cost.

For the first time you can use an employee benefit program to recruit new Staff Members without it costing you anything.

Take Look …..

✓  Any Staff Member can purchase a WHC Healthcare Plan.  Employees, Part-Timers, 1099s, Legal Aliens, Volunteers, and Affiliates. If you want them on your WHC Plan, they can be included!

✓  Your Staff can easily add family members, even their pets.  To add is affordable.  Not so with a Group insurance plan.

✓  WHC Healthcare plans are 50% less expensive than any Group insurance plan.  No need to subsidize!

✓  There are no Deductibles or Co-insurance costs.  Just a single, affordable Co-Pay.

✓  Prescription Medications are Reimbursed 100%:  No Deductibles or Co-Pays.

✓  Out-of-Pocket costs are limited to only $1,000 per medical claim.  Not an $9,000 Annual Out-of-Pocket Cost like most Group plans.

Start Offering a New and Great Employee Benefits Program Today!

Get out of the Healthcare Hassle and Back to Running Your Business.

Your Dilemma:  When offering a healthcare plan, your staff have many questions.  How does it work?  What’s my options?  What medical providers can I use?  Where do I send my bills?  These are just a few.  My guess is you can add to this list.

Your Response:  You either have an HR person answer the questions or you have to do it yourself.  Now is the time to add another option that gets rid of the previous issues.

Your New Option:  Have us manage your entire healthcare plan for you.  Each Staff Member has access to their personal WHC Healthcare Concierge.

The WHC Concierge will:

✓  Reviews Your Staff Member’s medical bills for possible billing errors

✓  Checks to see if your Staff Member is receiving medical service discounts

✓  Negotiates payment terms with Medical Providers

✓  Helps your Staff locate cost-effective Medical Providers

✓  Help your Staff with general healthcare questions

WHC is your HR Healthcare Service

To Learn More: Navigate to other areas using the “Header – Menu Selections”. Visit “Healthcare Plans” and “FAQs” to get answers to many common questions.

To Have Us Contact You: Have questions? Want to learn how WHC will Financially Subsidize your Hospital?

Click “Contact World Healthcare”. Select the “Request Type”. Enter your “Requests – Questions”. Then “Submit”. We’ll be back to shortly.

To Request a Healthcare Quote: Click “Quote – Price Request”.

Thanks for Your Continued Interest