Why a WHC Healthcare Plan is a “Must Have” for All Employers!
For Owners & Management
Offer Your Staff an Affordable Healthcare Plan
Eliminate the Need to Subsidize
To Begin: Please read the “Table of Contents” that follows the Action Buttons.
Next: Click the “Action Button” to Contact Us or Request Your Healthcare Plan proposal’
Thanks for Your Continued Interest
Testimonial from a Business Owner
We did offer a Group Healthcare plan to our employees until we got hit with those 2026 prices. We had to cancel our employee Group plan.
Then, we heard about World Healthcare and we’re back offering a company healthcare plan that our staff can afford and without us having to pay a subsidy. >> P. West
Table of Contents
Section 1 – “Why WHC is a Must Have for Your Company”
Section 2 – “Learn More” – See Sample Pricing; Learn About WHC and a Business Model You should Adopt; Plus More!
Thanks for Your Continued Interest!
Why WHC is a “Must Have” for Your Company
To Lower Your Company's Healthcare Plan Cost by 50% or More!
How We Do it – So You Don’t Have To
✓ Your Staff Receive Medical Provider Discounts: From about 10% to 50% or more on each Medical Service
✓ Your Staff Receive Cash Reimbursements from WHC: 50% on each Medical Service
✓ Your Staff Receive Discounts & Subsidies: For Being Healthy, Having a Family, Being a Senior, Having a Low Income
To Attract New & Retain Current Staff Members
The most sought-after employer benefit is affordable healthcare.
The Issue: Traditional Group healthcare insurance is completely unaffordable for you and your Staff. Yet, employees believe and want their employer to offer an affordable healthcare plan.
Employers are all looking for an alternative to expensive Group insurance. Your Staff are looking for ways save money and to lower their healthcare medical costs.
The Solution: Offer all your Staff an affordable WHC Healthcare Plan. The WHC Healthcare Plan is 50% or more less expensive than any Group Plan. So much so there is no need for you to subsidize the monthly cost.
Give your Staff financial help that saves them money and lowers their medical and healthcare costs and you’ll have a satisfied Staff who will want to stay with you.
The more your Staff seeing you helping them, the more likely they will remain with your company.
For the first time you can use an employee benefit program to recruit new Staff Members without it costing you anything.
Take Look …..
✓ Any Staff Member can purchase a WHC Healthcare Plan. Part-timers, 1099s, Legal Aliens, volunteers and your Affiliates. If you want them on your WHC Plan, they can be included!
✓ Your Staff can easily add family members, even their pets. To add is affordable. Not so with a Group insurance plan.
✓ WHC Healthcare plans are 50% less expensive than any Group insurance plan. No need to subsidize!
✓ There are no Deductibles or Co-insurance costs. Just a single, affordable Co-Pay.
✓ Out-of-Pocket costs are limited to only $1,000 per medical claim. Not an $8,000 Annual Out-of-Pocket Cost like most Group plans.
Start Offering a New and Great Employee Benefits Program Today!
To Include All Your Staff on Your Healthcare Plan
Employees, Part-Timers, 1099s, Legal Aliens, Volunteers, Affiliates
✓ No Classification or Age Limitations: If they work for you, they can be included.
✓ Include Your Staff’s Family Members: Spouse or Partner, Dependants of any age, Parents, Relative, Friends,even their pets can be included at an affordable price.
✓ No “Open-Enrollment”: Your Staff can “Opt-In” at any time.
✓ WHC Healthcare Plans are Portable: Each Staff Member can take their WHC Healthcare Plan with them if and when they leave. No need for COBRA!
✓ WHC Healthcare Plans are Approved and Effective in 24 Hours
To Offer All Your Staff an Affordable Healthcare Plan
Everyone Needs an affordable Healthcare Plan that can be tailored to their needs and budget
Your Staff’s Dilemma: Traditional and Group healthcare insurance have become completely unaffordable for everyone, including your Staff and your Practice.
Here’s How We Can Help: We can provide your Staff Members with an affordable Healthcare Plan that will save them up to 50% on their monthly cost. More importantly, savings of up to 80% on their deductible and co-insurance costs. WHC also provides financial assistance, low income subsidies, healthy and family discounts.
Take a Look
Lower Your Staff’s Monthly Healthcare Plan Cost by 50%: Your Staff choose and pay only for the coverages they want. Each Medical Service is subsidized by WHC. Each Staff Member can receive discounts for being Healthy, having a Family, being a Senior, or having a Lower Income.
This is the main reason you don’t need to subsidize a WHC Healthcare Plan
Lower your Staff’s Out-of-Pocket Costs by 80%: WHC has no Deductibles or Co-Insurance costs. Just one, affordable Co-Pay.
A typical Group plan’s Out-of-Pocket cost is over $9,000. Likely, most of your Staff can’t pay this cost. This means you are offering, and they are buying, a healthcare plan they can’t afford to use.
This is the main reason for Medical Bankruptcies
Give Your Staff More Benefits & Coverages: Many Group plan’s do not include important Coverages. Dental, Vision, Hearing usually must be purchased separately. Holistic and other types of wellness and medical treatments are not covered or even available. All are included with WHC!
Each Staff Member can personalize their own WHC Healthcare Plan: Not so with a Group plan. An 18 year-old, single person, has far different healthcare requirements than a 50 year-old with a family of 4. Unlike a Group plan, which is “one-size-fits-all”, a WHC Plan is personalized by each Staff Member to meet their needs and budget.
Each Staff Member can receive Prescription Medications Reimbursed 100%: No so with a Group plan. With WHC, No Co-Pay, No Deductible, No Co-Insurance.
Compare WHC to any Healthcare Plan
Suggestion: If you have a Group plan, take a few minutes to read it. Take a close look at the monthly and the annual Out-of-Pocket cost. We think you’ll be surprised at the costs!
To Eliminate Your Healthcare Plan Subsidy Costs
WHC is Giving Your Staff Discounts and Financial Subsidies So You Don’t Have To
WHC Healthcare Plans are Affordable for All Your Staff
Your Dilemma: If you are offering a healthcare plan, you are likely subsidizing your Staff’s monthly cost. We can eliminate this need and cost because the WHC price is so affordable.
Your Group Plan’s Low Take-Rate: If you are offering a Group Plan, likely you have a low take-rate. This is usually because of your Group Plan’s cost. Give your Staff a more affordable healthcare plan option and you’ll see a higher Take-Rate.
Your Opportunity: If you are not offering a healthcare plan, now is the time! With WHC you can offer a great healthcare plan without it costing you any money.
WHC is Better Than a Raise: Consider, lowering your Staff’s healthcare cost is just like giving them a raise, only better. WHC doesn’t cost you anything. A raise does!
Offering the WHC Healthcare Plan: Offer the WHC Healthcare Plan as a Stand-Alone healthcare plan or along with a Group healthcare plan. Let your Staff decide which plan they want.
To Have WHC Manage Your Entire Healthcare Plan
Get out of the Healthcare Hassle and Back to Running Your Business.
Your Dilemma: When offering a healthcare plan, your staff have many questions. How does it work? What’s my options? What medical providers can I use? Where do I send my bills? These are just a few.
My guess is you can add to this list.
Your Response: You either have an HR person answer the questions or you have to do it yourself. Now is the time to add another option that gets rid of the previous issues.
Your WHC Option: Have us manage your entire healthcare plan for you.
How? Each of your Staff Members has access to their own personal WHC Healthcare Concierge.
The WHC Concierge will:
✓ Manages your and their entire healthcare program. So You don’t have to!
✓ Helps your Staff with general healthcare questions. That’s our business. Not likely yours!
✓ Reviews your Staff’s medical bills for possible billing errors. Most medical bills have Billing errors and missing discounts.
✓ Reviews to see if your Staff Member is getting medical service discounts. Lowers your Staff’s Medical Services cost.
✓ Negotiates payment terms with Medical Providers. Another method to lower medical service costs.
✓ Helps your Staff locate cost effective Medical Providers. We have suggestions on which Medical Providers will give good discounts.
WHC is Your HR Healthcare Service
Here's Your Next Step
To Learn More: Navigate to other areas using the “Header – Menu Selections”. Visit “Healthcare Plans” and “FAQs” to get answers to many common questions.
To Have Us Contact You: Have questions? Want to learn how WHC will Financially Subsidize you and your company?
Click “Contact World Healthcare”. Select the “Request Type”. Enter your “Requests / Questions”. Then “Submit”. We’ll be back to shortly.
To Request a Healthcare Quote: Click “Quote – Price Request”.
Thanks for Your Continued Interest
Why WHC is a “Must Have” for Your Staff
To Use Any Medical Provider, Any Medical Service, Anywhere
✓ No “In-Network” Requirement or Limitations
✓ Use any Medical Provider: Even Specialists and “Holistic” Medical Providers.
✓ Included Popular Coverages: Dental, Vision, Hearing, Holistic, Acupuncture & Chiropractic.
✓ Prescription Medications are Reimbursed 100%: Buy Anywhere. No Co-Pays or Deductibles.
✓ Coverage anywhere in the World
To Have Prescription Medications Reimbursed 100%
✓ No Co-Pays
✓ No Co-Insurance
✓ No Deductible
✓ Reimbursements to $1,000 per year: Buy Anywhere.
To Receive Discounts & Financial Subsidies
Plan Discounts & Subsidies
✓ From Medical Providers: For WHC Members and other people who pay on day of service. 5% to 50% from Primary Care and Urgent Care facilities. Specialists, more. To 90% for Hospitals.
From WHC
✓ Healthy Discount: For persons in good health.
✓ Family Discount: For Families. The larger the family, the greater the Discount.
✓ Senior Discount: For persons over 55.
✓ Income Subsidy: For persons with a lower income.
✓ Loss of Income Subsidy: If and when the WHC Member loses their income due to a medical event, WHC will pay their WHC Healthcare Plan’s monthly price.
✓ ACA Or Group Plan Subsidy: If and when the WHC Member purchases an ACA or Group insurance plan due to a significant medical condition.
To Eliminate Deductibles & Co-Insurance Costs
WHC Eliminated Deductibles & Co-Insurance costs
Replaced with a Single, Affordable Co-Pay
Most Group insurance plans have an annual Out-of-Pocket cost of $9,000 or more.
Think about this: Can any Staff Member afford to pay a Group Plan’s $9,000 Deductible & Co-Insurance cost when they need to use their Group insurance plan? Likely not!
So why have a Group insurance plan they can’t afford to use or pay?
That’s the question!
To Have a Portable Healthcare Plan
WHC Plans are Portable
✓ No Loss of Coverage. Better than “Cobra”
✓ Each Plan is Personalized and Owned by Each Staff Member
To Have Each Receive a Personal Healthcare Concierge
✓ Helps your Staff manage their entire healthcare program. So You don’t have to!
✓ Helps your Staff with general healthcare questions. We’re in the Healthcare Business. You’re not!
✓ Reviews your Staff’s medical bills for possible billing errors. Most medical bills have Billing errors and missing discounts.
✓ Reviews to see if your Staff Member is getting medical service discounts. Lowers their Medical Services cost.
✓ Negotiates payment terms with Medical Providers. Another method to lower medical service costs.
✓ Helps your Staff locate cost effective Medical Providers. We have suggestions on which Medical Providers will give good discounts.
WHC is your HR Department for Healthcare !
To Include All Staff and Family Members at an Affordable Price
Employees, Part-Timers, 1099s, Legal Aliens, Volunteers, Affiliates
✓ No Classification or Age Limitations: If they work for you, they can be included.
✓ Include Your Staff’s Family Members: Spouse or Partner, Dependants of any age, Parents, Relative, Friends, even their pets can be included at an affordable price.
✓ No “Open-Enrollment”: Your Staff can “Opt-In” at any time.
✓ WHC Healthcare Plans are Portable: Each Staff Member can take their WHC Healthcare Plan with them if and when they leave. No need for COBRA!
✓ WHC Healthcare Plans are Approved and Effective in 24 Hours
To Learn More
Learn About a Successful Business Model You Should Adopt
How Car Dealerships Make More Money than Selling Cars
Their Business Model: Long ago car dealerships learned that just selling cars was not enough. They began offering insurance and financing, which allowed them to sell more cars and significantly increase their dealership’s income.
Dealerships created the Finance and Insurance (F&I) department. After the “Car Sale” the F&I person sells Finance and Insurance. F&I created a major income stream for the dealership.
In many cases, the FYI “Annuity Income” is greater than the “Transactional Income” from the sale of the car.
How Your Association can use this Successful Business Model
Create a “Member Services” Office: The same business model can be adopted by your Association. Offer the WHC Healthcare Plan to every Association Member. Add a dedicated staff person or have WHC provide the staff person.
Your Opportunity: Your Association has thousands, maybe even hundreds of thousands, of dollars of potential income you not receiving today.
Every resident in your Community needs affordable healthcare. Your position in the Community is excellent to offer everyone in your Community an affordable WHC Healthcare Plan.
We’ll show you how to turn this potential income into actual cash
See a Summary List of WHC Healthcare Plan Benefits
✓ WHC Healthcare Plans are More Affordable than ACA and Group Plans: About 50% less expensive per month. Out-of-Pocket costs are about 80% or more less expensive.
✓ Each WHC Plan is Individually Designed by and for You: Not by an insurance company or the government.
✓ You can use any Medical Provider, Any Medical Service, Anywhere in the World: No “In-Network” requirement. No limitations!
Included Popular Coverages: Traditional Medical, Dental, Vision, Hearing. Plus Holistic, Acupuncture, Chiropractic, Labs, Tests & X-Rays, Vaccines, Medical Transportation and more.
✓ Prescription Medications are Reimbursed 100%: No Deductibles or Co-Pays.
✓ No Deductibles or Co-Insurance: Only a single, affordable Co-Pay.
✓ You Receive Plan Discounts From Medical Providers: For WHC Members and other people who pay on day of service. 5% to 30% from Primary Care and Urgent Care facilities. Specialists, more. To 90% for Hospitals.
✓ You Receive Plan Discounts from WHC: For Being Healthy, Having a Family, Being a Senior, Having a Low Income.
✓ Financial Subsidies:
Loss of Income Subsidy – If and when you lose your income due to a medical event, WHC will pay your WHC Healthcare Plan’s monthly price.
ACA & Group Plan Financial Subsidy – WHC will pay your ACA or Group plan’s costs when you are diagnosed with a major medical illness and an ACA or Group plan is recommended.
✓ Receive your personal WHC Healthcare Concierge: Helps you manage your entire Healthcare Program. Reviews your bills for possible billing errors. Locates medical service discounts and cost-effective Medical Providers. Answers your healthcare questions.
✓ Get a Community Healthcare Savings Account (CHSA): Our CHSA is similar to a federal HSA with greater benefits. Here’s a key difference. WHC matches your CHSA Contributions and pays you 5% interest on your CHSA balances.
✓ Get Sponsorship Bonuses: You can receive $100 for each person or family you Sponsor who join and purchase a WHC Healthcare Plan.
✓ Earn Extra Income – Start a New Business: Become a WHC Advocate. Join WHC!
✓ ✓ Plus More… Contact CHC!
See WHC Healthcare Plan Pricing - Get a Healthcare Plan for Your Company
To see typical WHC Healthcare Plan Prices: Look at the following table.
To do get a Quick Quote: Click “Quote – Price Request”. On the Quote Request form, enter who you want included on your Healthcare Plan. You’ll see your special, affordable Member price.
To do a “Bid Request”: Click “Quote – Price Request”. On the Quote Request form, enter the price you will pay for your Healthcare Plan. We’ll send your “Bid” World-Wide to get Quotes. Let’s see the best price we can get!
To request a Custom Healthcare Plan: Click “Quote – Price Request”. On the Quote Request form, tell us the coverages you want, your budget and any special needs. We’ll design a custom Healthcare Plan for you.
WHC Healthcare Plan Pricing
Age – Weekly Price
< 20: $31.20
20: $36.34
25: $37.61
30: $42.52
35: $45.78
40: $47.87
45: $54.09
50: $66.90
55: $83.54
60: $99.41
65: $109.88
For a Pet Dog or Cat: $21.81
Lean About the World Healthcare Cooperative
The World Healthcare Cooperative (“WHC”) is a community-focused, member-funded, Healthcare Cooperative. WHC offers affordable, Healthcare and Financial Services for individuals, families and employers.
WHC Is similar to an Agricultural Cooperative, which provides a “One-Stop” community service for farmers.
WHC is a “One-Stop” Healthcare Cooperative providing Healthcare Services for you and everyone in your community.
Our Mission: To make healthcare affordable, less financially risky and easier to manage.
Corporate Headquarters: The World Healthcare Cooperative is based in Delaware. WHC offers Memberships, with Healthcare Plans and Financial Services throughout the U.S. and World-Wide.
Local Healthcare Cooperatives: WHC offers its Healthcare Services via local Community Healthcare Cooperatives to give all community residents and companies access to affordable Healthcare. Contact Us for a directory and more information. MemberServices@WHCHealthcare.com
Members Self-Insuring Members
Here’s a Few Questions for You to Consider
If you are offering a healthcare plan:
✓ Why are you offering a healthcare plan that the majority of your Staff can’t afford to use? How many of your Staff can pay an $9,000 Out-of-Pocket cost?
✓ If you have a Group plan, why is your Staff Participation rate so low? Cost is the usual reason!
If you are not offering a healthcare plan:
✓ If you have not offered a Company Healthcare plan, why not? With WHC you now can because you don’t need to subsidize the plan.
✓ If you offered an affordable healthcare plan do you believe you could retain and recruit top-notch staff ? Likely !
✓ If you could eliminate the need to subsidize your healthcare plan, would you ? Increase your income. Use for other purposes.
✓ Reports show that fewer companies offer a health plan. Yet, their employees believe and want their employer to offer an affordable healthcare plan.
What do you want to do?
Here’s Your Next Step
To Learn More: Navigate to other areas using the “Header – Menu Selections”. Visit “Healthcare Plans” and “FAQs” to get answers to many common questions.
To Have Us Contact You: Have questions? Want to learn how WHC will Financially Subsidize you and your company ?
Click “Contact World Healthcare”. Select the “Request Type”. Enter your “Requests / Questions”. Then “Submit”. We’ll be back to shortly.
To Request a Healthcare Quote: Click “Quote – Price Request”.
Thanks for Your Continued Interest
Testimonials
What Our Customers Are Saying!
I didn’t know I had to pay a $9,000 deductible before my insurance would pay my medical bills. What good is insurance if you can’t pay the deductible?
I bought an affordable World Healthcare plan that has no deductibles. Just a simple and affordable Co-Pay. You should too!
I was on a state ACA plan and got a big federal subsidy to lower my cost. That was great until I lost my federal subsidy and my premium went from $123.29 to $895.87.
No more health insurance for me. I now have an affordable World Healthcare plan.
We were paying $825.42 per month for our health insurance. Then we got our 2026 price of $1,656.60. We had no choice. We had to go without healthcare insurance.
Then my neighbor told me about World Health. $672.13 per month and it includes dental, vision, hearing, even holistic. What a relief. Thanks for being there for us! !
I received $38,000 in medical bills from a hospital and four different doctors I didn't even know. My World Health Concierge sorted out the bills, found errors and negotiated them down to $4,000.
Then, my Concierge helped me setup a payment plan I could afford. I couldn’t have done this by myself. Thanks World Health!
I needed help paying my medical bills. World Health referred me to the local Community Healthcare Cooperative's Benevolent Fund. Now I have a community of people helping me pay my medical bills.
I'm a waitress. My company has a healthcare plan, but I can't afford it. World Health got me a healthcare plan for only $38 a week. I showed it to my boss and he now wants to offer World Health to all our workers!
We did offer a Group Healthcare plan to our employees until we got hit with those 2026 prices. We had to cancel our employee Group plan.
Then, we heard about World Healthcare and we’re back offering a company healthcare plan that our staff can afford and without us having to pay a subsidy.
We had to decide between our healthcare insurance and our favorite doctor who wasn't "In-Network". We stayed with our doctor and purchased a World Healthcare plan.
I got my cat and dog included on my World Healthcare Plan. Sweet!
I'm a 61 year old male. I don't need to pay for maternity coverage! My insurance company said I did. That's when I said “ENOUGH” and went with World Health.
I was an insurance broker until my commissions stopped. I purchased the World Healthcare "Business In a Box".
I now have my own company with a great income. I'm back to helping people get an affordable Healthcare Plan.
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