WHC is for Independent Sales Reps & Marketing Organizations
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Testimonial on Being a “WHC Advocate”
I was an insurance broker until my insurance commissions stopped being paid.
I wanted to stay self-employed and remain in healthcare. I looked for an alternative. I found it!
I purchased the World Healthcare “Business In a Box”.
I now have my own company with a great income. I’m back to helping people get an affordable Healthcare Plan. I’m happy again! >> S. Boyd
Your Role as a WHC Advocate
Everyone Needs an Affordable Healthcare Plan
Virtually every person and every employer need and want a healthcare plan. What stands in their way is the cost. You solve the cost issue and you’ll make a sale!
What You Do
✓ Introduce WHC and briefly describe the WHC Healthcare Cooperative
✓ Explain that WHC is not an insurance company and the WHC Healthcare Plan is not insurance.
✓ Describe the WHC Healthcare Plan’s Coverages and Benefits
✓ Do a Quote
✓ Answer questions, complete and submit your client’s application to WHC
✓ After the sale, maintain a relationship with your client
✕ What you do not do is Process any Medical Bills or Reimbursements.
Everyone – Individuals, Families and Employers
Your prospects fall into four categories
People who have no healthcare insurance: Many people have gone without because they can’t afford the cost. Show them that WHC has Healthcare Plans that start as low as $38 per week.
People who have traditional insurance: These people are paying too much. These people are not aware of WHC and our Healthcare plan’s affordability and benefits.
Employers – Without Group Insurance: These employers likely want to offer a healthcare plan for their employees, but can’t afford the cost. Show this group that they can offer a WHC Healthcare Plan to their employees without paying a subsidy or any cost.
Employers – With Group Insurance: The other group are employers who have a “Group” insurance plan are paying too much for their Group plan. They usually pay a subsidy to make the monthly cost more affordable for their Staff. With WHC there is no need to pay a subsidy because of the lower WHC Healthcare Plan’s price.
These employers also usually have a low employee take rate because of the cost. With WHC’s lower cost, the Staff take rate will be higher.
What is most disturbing is almost all Group plans have about an $8,000 out-of-pocket cost. Double that for a family plan. Most employees can’t pay $8,000 to use their Group plan. So, an employer may be subsidizing their Group plan that is unaffordable to use by the Staff.
Your role, for each category, is to educate and do a Quote: Show the comparison between the WHC Healthcare Plan and their current ACA or Group healthcare plan.
Which Prospects are the Best Prospects? Employers!
Reason: If you focus on single individuals, the time you spend explaining WHC may result in only one new sale. The time spent with a family may result in the equivalent of four sales. However, a presentation with an employer, depending on staff size, can result in 10s to 100s of sales.
Anywhere
Your Territory: You are not limited to any territory. WHC is available to anyone in the U.S., Citizen and Non-citizen, and World-Wide.
Prospects: Unlike some sales where you are restricted by area or the nature of the product or service, everyone is your prospect.
Everyone needs an affordable healthcare plan; individuals, families, and employers.
Marketing Suggestions
Locate In an Employer’s Office: If the company is large, work with their HR department. If smaller, work with the owner to be introduced to all new and current employees.
Set-Up a location in a Retail Mall: Retail Malls have a significant flow of people. Establish an office or other local presence recommended by the Mall Leasing company. Contact WHC for leads and additional information.
Locate In Doctor and Dentist Offices: While people are waiting, your opportunity is to talk with them about getting a Free Healthcare Cost analysis (Quote).
Establish Relationships with Realtors: Real estate brokers are working with people moving into your area and those purchasing a new home. That’s the time to get these people a WHC Healthcare Plan.
Establish Relationships with Financial Planners: Healthcare is a fundamental and key financial planning subject
Join the Chamber of Commerce: Many companies. Be a speaker.
Affiliate with Religious Organizations: Many already promote “Christian-Based” healthcare plans. These organizations can’t get Group insurance for their part-timers and volunteers. Develop a healthcare outreach to all the organizations members. Provide WHC to them all.
Let us know of any novel ideas you have
How Car Dealerships Make More Money than Selling Cars
Their Business Model: Long ago car dealerships learned that just selling cars was not enough. They began offering insurance and financing, which allowed them to sell more cars and significantly increase their dealership’s income.
Dealerships created the Finance and Insurance (F&I) department. After the “Car Sale” the F&I person sells Finance and Insurance. F&I created a major income stream for the dealership.
In many cases, the FYI “Annuity Income” is greater than the “Transactional Income” from the sale of the car.
How You can use this Successful Business Model
Create a “WHC Member Services” Office: The same business model can be adopted by you. Co-Locate in a medical office building or with a large employer. Also consider, setting-up an office in a high traffic area. Such as a retail Mall. Like a State-Farm agency.
Your Opportunity: You have thousands, maybe even hundreds of thousands, of dollars of potential income. Every resident and employer in your Community needs affordable healthcare. Position yourself in the Community to offer everyone in your Community an affordable WHC Healthcare Plan.
We’ll show you how to turn this potential income into actual cash
✓ WHC Healthcare Plans are More Affordable than ACA and Group Plans: About 50% less expensive per month. Out-of-Pocket costs are about 80% or more less expensive.
✓ Each WHC Plan is Individually Designed by and for You and Your Client: Not by an insurance company or the government.
✓ Your Client can use any Medical Provider, Any Medical Service, Anywhere in the World: No “In-Network” requirement. No limitations!
Included popular coverages: Traditional Medical, Holistic, Dental, Vision, Hearing, Acupuncture, Chiropractic, Labs, Tests & X-Rays, Vaccines, Critical Illness, Medical Transportation and more.
✓ Prescription Medications are Reimbursed 100%: No Deductibles or Co-Pays.
✓ No Deductibles or Co-Insurance: Only a single, affordable Co-Pay.
✓ Your Client Receives Plan Discounts: For Being Healthy, Having a Family, Being a Senior, Having a Low Income.
✓ Financial Subsidies:
Loss of Income Subsidy – If and when your Client looses their income due to a medical event, WHC will pay their WHC Healthcare Plan’s monthly price.
ACA & Group Plan Financial Subsidy – WHC will pay your Clients ACA or Group plan’s costs when they are diagnosed with a major medical illness and an ACA or Group plan is recommended.
✓ Your Client receives a personal WHC Healthcare Concierge: Helps your Client manage their entire Healthcare Program. Reviews their bills for possible billing errors. Locates medical service discounts and cost-effective Medical Providers. Answers their healthcare questions.
✓ Your Client gets a Community Healthcare Savings Account (CHSA): Our CHSA is similar to a federal HSA with greater benefits. Here’s a key difference. WHC matches your Client’s CHSA Contributions and pays 5% interest on their CHSA balances.
✓ Your Client can get Sponsorship Bonuses: They can receive $100 for each person or family they refer to you when the person joins WHC and purchases a WHC Healthcare Plan.
✓ ✓ Plus More… Contact WHC!
All WHC Healthcare Plans include unlimited Wellness visits, Dental, Vision, Hearing and Holistic, Medical Services. You can use any Doctor or Medical Provider, anywhere World-Wide!
To Do Your Own Quote: The Pricing Shown are per week. For a Family Quote, simply total the Family Members using their age pricing.
< 20 year old Member: $31.20
A 20 year old Member: $36.34
A 25 year old Member: $37.61
A 30 year old Member: $42.52
A 35 year old Member: $45.78
A 40 year old Member: $47.87
A 45 year old Member: $54.09
A 50 year old Member: $66.90
A 55 year old Member: $83.54
A 60 year old Member: $99.41
Your Pet Dog or Cat: $21.81
For a Custom Healthcare Quote, press the “Request Your Quote” Button.
The World Healthcare Cooperative (“WHC”) is a community-focused, member-funded, Healthcare Cooperative. WHC offers affordable, Healthcare and Financial Services for individuals, families and employers.
WHC Is similar to an Agricultural Cooperative, which provides a “One-Stop” community service for farmers.
WHC is a “One-Stop” Healthcare Cooperative providing Healthcare Services for you and everyone in your community.
Our Mission: To make healthcare affordable, less financially risky and easier to manage.
Corporate Headquarters: The World Healthcare Cooperative is based in Delaware. WHC offers Memberships, with Healthcare Plans and Financial Services throughout the U.S. and World-Wide.
Members Self-Insuring Members
To Learn More: To see other areas of the Website, Navigate using the “Header Selections”. Visit “FAQs” to get answers to many common questions.
To Contact WHC: Have questions? Want to talk about WHC? Click the Action Button “Contact WHC Concierge Services”.
To Get a Healthcare Quote Now For Yourself: Click the Acton Button “Request Your Healthcare Quote ”.
To Apply to become a WHC Advocate: Click the Acton Button “Apply to Become a WHC Advocate”.
Thanks for Your Continued Interest
Your Compensation
WHC Pays Annuity Compensation
Your Compensation: 10% of the monthly WHC Plan price.
Your Annuity Compensation: Unlike traditional insurance sales, that reduce your commissions after the first year, your WHC compensation is an “Annuity Compensation”.
Annuity Compensation means you receive your compensation month after month, year after year as long as you and your sourced WHC Member remain with WHC.
Annuity Income is the Only way to build a Business that allows you to retire and still have a great, on-going income!
WHC Pays Recurring, Annuity Compensation
Establish a Local WHC Office: To further increase your income, build a local WHC business. Hire, train and manage a team of WHC Staff Advocates. Make WHC a career. Be your own boss. Become financially independent!
Compensation: For each WHC Staff Advocate you recruit, train and manage, WHC pays you 50% of the Staff Advocate’s compensation.
Your Staff Advocates are paid the standard Advocate 10% compensation.
How You Receive Your Compensation makes a difference
Introduction: First, we’re going to use some financial terms. Then give you some examples and show how it all relates to your Association.
➪ Transactional Income is when you receive payment when you sell a product or a service. With Transactional Income you get paid once per transaction.
➪ Annuity Income is when you receive on-going income from a sale. Usually, without doing anything additional. Of course, you must do something once. But after that one event, you would receive continuing income. Your Membership dues are a form of Annuity Income.
The “Bottom-Line”: As you can see, Annuity Income is much better than Transactional Income. Annuity Income is needed by you if you want to sustain and grow your business. The more Members who join WHC, the more Annuity Compensation you receive.
Becoming a WHC Advocate has the potential to significantly change your income and your future.
Especially if you want take time off, enjoy life and your family! Go WHC!
Worth hundreds of dollars to You
Effective Date: Your WHC Healthcare Plan starts when you become a WHC Rep
Include Family Members: For a small additional charge you can add family members, friends, relatives, including your pets
Your WHC Support
We Want You to be Successful
Sales Support: Each WHC Advocate is teamed with an experienced WHC Master Advocatr. You can receive help with Quotes, and even presentations.
Training Support: WHC will train you to use the WHC Quote form. Training in sales and product knowledge also is available.
Client Service Support: When any of your clients’ needs assistance, the WHC Home Team will service your client for you. WHC is your “Back-Office” managing the day-to-day WHC Member needs including medical claims and other medically related questions.
Our objective is to keep you in front of prospects and away from non-sales activities.
Marketing Material Support: Business cards, presentation hand-outs are all available and can be customized for you.
Documents, Electronic SS, Personalized Website
Documents: WHC has a wide variety of approved marketing documents. We do supply you with both a PDF and an excel SS quote forms. If you desire to use any communication, marketing or advertising materials not supplied by WHC, then you must submit the proposed marketing materials and advertising for written approval by WHC before use.
WHC can also provide you with a personalized website. Contact us for details.
Spread Sheet – Computer: Power Point, Excel
Personalized Website: WHC can also provide you with a personalized website. Contact us for details.
WHC can also provide you with a personalized website. Contact us for details.
On-Line & Local: We use ZOOM and other electronic aids. In addition, you will have an experienced WHC Representative available to assist you as you request.
Yes!
You design your Lead Campaign: Number, location and type of Leads
Cost: Varies from about $3.00 to $30.00 depending on the Lead type.
Consider: The cost of a Lead Generation Program is small compared to the results.
For example, if your Lead cost is $15. And the Lead produced a $250 per month sale, your compensation would be $25 per month. Your lead cost is paid back in one month.
No!
Reason: Because you are not being compensated for any insurance sales.
If you have an insurance license you can continue to receive your commissions.
We do want to make sure that your insurance sales do not conflict with WHC.
No!
Reason: Because traditional healthcare insurance and the WHC Healthcare plan are all about Cost. Not “Healthcare”.
Knowing how to present “Healthcare Cost” is the most important factor in the sale process. You will learn how to present Healthcare Cost and the benefits of the WHC Healthcare Plan very quickly.
No!
Consider: The more time and effort you put into your business, the more rewards you’ll have.
To Learn More: To see other areas of the Website, Navigate using the “Header Selections”. Visit “FAQs” to get answers to many common questions.
To Contact WHC: Have questions? Want to talk about WHC? Click the Action Button “Contact WHC Concierge Services”.
To Get a Healthcare Quote Now For Yourself: Click the Acton Button “Request Your Healthcare Quote ”.
To Apply to become a WHC Advocate: Click the Acton Button “Apply to Become a WHC Advocate”.
Thanks for Your Continued Interest
Testimonials
What Our Customers Are Saying!
I didn’t know I had to pay a $9,000 deductible before my insurance would pay my medical bills. What good is insurance if you can’t pay the deductible?
I bought an affordable World Healthcare plan that has no deductibles. Just a simple and affordable Co-Pay. You should too!
I was on a state ACA plan and got a big federal subsidy to lower my cost. That was great until I lost my federal subsidy and my premium went from $123.29 to $895.87.
No more health insurance for me. I now have an affordable World Healthcare plan.
We were paying $825.42 per month for our health insurance. Then we got our 2026 price of $1,656.60. We had no choice. We had to go without healthcare insurance.
Then my neighbor told me about World Health. $672.13 per month and it includes dental, vision, hearing, even holistic. What a relief. Thanks for being there for us! !
I received $38,000 in medical bills from a hospital and four different doctors I didn't even know. My World Health Concierge sorted out the bills, found errors and negotiated them down to $4,000.
Then, my Concierge helped me setup a payment plan I could afford. I couldn’t have done this by myself. Thanks World Health!
I needed help paying my medical bills. World Health referred me to the local Community Healthcare Cooperative's Benevolent Fund. Now I have a community of people helping me pay my medical bills.
I'm a waitress. My company has a healthcare plan, but I can't afford it. World Health got me a healthcare plan for only $38 a week. I showed it to my boss and he now wants to offer World Health to all our workers!
We did offer a Group Healthcare plan to our employees until we got hit with those 2026 prices. We had to cancel our employee Group plan.
Then, we heard about World Healthcare and we’re back offering a company healthcare plan that our staff can afford and without us having to pay a subsidy.
We had to decide between our healthcare insurance and our favorite doctor who wasn't "In-Network". We stayed with our doctor and purchased a World Healthcare plan.
I got my cat and dog included on my World Healthcare Plan. Sweet!
I'm a 61 year old male. I don't need to pay for maternity coverage! My insurance company said I did. That's when I said “ENOUGH” and went with World Health.
I was an insurance broker until my commissions stopped. I purchased the World Healthcare "Business In a Box".
I now have my own company with a great income. I'm back to helping people get an affordable Healthcare Plan.
