Frequently Asked Questions for Independent Representatives
Introduction: This page will answer many of the common questions about becoming a WHC Representative. The FAQs follow this introduction.
If you have not viewed the “Healthcare Plans” and the “General FAQs“, we suggest you go there first. For additional information go to other “FAQs“. There’s a lot of information in these three areas.
Next, if you have questions, want us to contact you, select the “Contact World Healthcare” Button.
To get your WHC Healthcare Plan Price, for yourself and your family, you have four options. Each are explained and are available on the Quote Form; “Request a Quote”.
✓ To get a Quick Quote NOW: To get your Special Member Price On-line.
✓ Request a “Meet or Beat” We’ll sharpen our pencil to get you what you want.
✓ Make a “Bid Request”: When companies Compete, You Win !
✓ Request a “Custom Quote”: Totally personalized for you.
Thank You for your interest in our Independent Representative Program! The FAQs Follow.
Practically Anyone. First, we call our Independent Reps, “WHC Advocates”.
WHC is looking for people who have a sincere desire to help people. Nurses and teachers have been very successful WHC Advocates.
It’s helpful, but you do not need a health insurance background. It’s helpful, but not necessary to have a sales background.
Everything You need for Your New Business
Your “Business in a Box” is a comprehensive, ready to use, business entity for persons desiring to provide healthcare services to singles, families and employers in their Community, the U.S and World-Wide.
The Business in a Box is for local entrepreneurs, who see the business opportunity, and who want to have their own business and don’t want a franchise or be a captive insurance agent.
The Business in a Box includes:
✓ A legal, business, company structure
✓ Access to healthcare plans and financial services you can offer in your community and World-Wide
✓ A Custom Designed Website
✓ Free Training and Marketing Support
✓ Free Healthcare Plan
Compensation: Significant, on-going and paid monthly. Contact us for details.
All Included with pricing starting at only $385 per month.
Contact Us for details and to join World Healthcare as an Affiliated Business Owner!
To Help People get an Affordable Healthcare Plan
Your Role: To help individuals, families and employers get an affordable Healthcare Plan. Virtually every person and employee need and want a healthcare plan. What stands in their way is the cost. Your objective is to describe WHC’s basic purpose and to show them that WHC has affordable Healthcare plans for everyone.
Your prospects fall into three categories:
People who have no healthcare insurance: Many people have gone without because they can’t afford the cost. Show them that WHC has Healthcare Plans that start as low as $38 per week.
People who have traditional insurance: These people are paying too much. These people are not aware of WHC and our Healthcare plan’s affordability and benefits.
Show them how much money they can save with a WHC Healthcare Plan. Show the range of Benefits and Coverages. Much more than a typical insurance plan. And, don’t forget their Out-of-Pocket costs. Likely they have $9,000 or more. With WHC, only $1,000 per Medical Claim.
Employers with Group or No Health Insurance: There are two different groups. In one group are employers who want to offer a healthcare plan for their employees, but can’t afford the cost.
The other group are employers who have a “Group” insurance plan. These employers are paying too much for their Group plan and usually have a low employee take rate.
What is more disturbing is almost all Group plans have an annual cost of $9,000 or more for each employee and Staff Member. Double that for a family plan. Most employees can’t pay either the $9,000 to use their Group plan or the plan’s monthly cost.
Employer Subsidy: Frequently an employer may be subsidizing the employees Group plan’s monthly cost. This is very expensive for the employer. Especially with the significant 2026 Group price increases.
With WHC, there is no need to pay Subsidies: The reason, our Healthcare plan’s are far less expensive and give your Staff more coverages and benefits.
Your role, is to educate the employer on all the WHC benefits: Show the employer the cost benefit by doing a Quote. Then compare WHC to the company’s Group insurance plan.
WHC has a very liberal compensation plan. However, your compensation depends on your level of involvement. In general, you have two options.
Option 1: Promote WHC to prospects to do a “WHC Healthcare Affordability Review“. The WHC Healthcare Affordability Review includes a quote and a comparison to your prospect’s current health insurance plan.
Help your prospect understand how WHC functions and complete and send the WHC Healthcare Affordability Review form to WHC. We’ll follow-up with your prospects to discuss the results of the Review.
This option pays you a liberal, one-time, compensation.
Option 2: Perform the WHC Healthcare Affordability Review and discuss the results with your prospects. The Review process only takes about 5 minutes. Finalize the sale and send the order to WHC.
By the way, this is how car dealerships work with their clients, when selling new car, to offer financing and insurance services.
See “Learn About and How to Adopt a Successful Business Model”.
This option pays you a liberal, on-going “annuity-style” compensation.
That Depends on You: That depends on your commitment, persistence and time spent. It is not unusual to make over $100,000 each year.
Here are some examples:
A 58 year old single person would be about $509.10 per month: Your compensation would be $50.91 per month. In the first year, you would earn $610.92. Each additional year you would earn an additional $610.92. Note, his ACA Insurance plan would cost about $1,112.52 per month!
A family of four, aged 45 each with 2 children would be about $841.70 per month: Your compensation would be $84.17 per month. In the first year, you would earn $1,010.04. Each additional year you would earn an additional $1,010.04. Their ACA Insurance plan would cost about $2,146.79 per month!
An employer has 5 employees. Each of the employees are similar to the above. Their combined monthly Healthcare Plan price would be about $3,210.71. Your monthly compensation would be $321.07, $3,852.05 for the year.
This is the reason we suggest targeting employers!
No! The WHC Healthcare Plan is not insurance and you are not compensated on any insurance sales unless you have an appropriate license.
Yes. On-Line & Local! We use ZOOM and other electronic aids. We’ll personally train you how to interact with prospects and run a WHC Healthcare Affordability Review, a Quote.
If you request, we’ll team you with a senior WHC Advocate who can help you get started.
Anywhere! There are no “territories” or protected areas.
It is important to understand that everyone is a prospect because everyone has a healthcare affordability issue. Think of your friends, relatives, neighbors, co-workers, and church members. Particularly, consider your local businesses. They all have a healthcare need for their employees. Everyone is a prospect.
Usually, our WHC Advocates are active in the vicinity of their home. However, because selling is frequently based on a “Relationship”, you can sell the WHC Healthcare Plan anywhere in the U.S. and World-Wide,
About 10 minutes or Less! The average time spent with a prospect is about one hour, answering questions and collecting information.
An employer quote can be done in just a few minutes. Even while you are with the prospect. Contrast this time to a “Group” insurance quote that could take several weeks.
To do a quote you can use the WHC “Smart” PDF quote form or a Microsoft Excel spreadsheet. WHC supplies both.
No! Most prospect meetings are about the WHC Healthcare Plan’s cost. Then, a review of the WHC Healthcare Plan’s coverages. After about five prospect meetings you will be an “Expert”.
In addition, you will have a WHC support team to help you with any questions and even presentations.
Yes! Once you become proficient you can request WHC to become a WHC Master Advocate. Then you can recruit other WHC Advocates to build a larger business and to increase your compensation.
As a WHC Master Advocate you will receive 50% of your Staff Advocates compensation. Your Staff Advocates will still receive the same compensation as any WHC Advocate, 10% of the WHC Member’s Monthly Membership Contribution.
You have several options.
To Request a Healthcare Quote for yourself and your family, you have four options. Each are explained and are available on the Quote Form. Click the Action Button “Request a Quote”.
✓ To get a Quick Quote NOW: To get your Special Member Price On-line.
✓ Request a “Meet or Beat”: We’ll sharpen our pencil to get you what you want.
✓ Make a “Bid Request”: When companies Compete, You Win !
✓ Request a “Custom Quote”: Totally personalized for you.
To become a WHC Advocate or learn about our “Business an a Box”: Click the Action Button “Contact World Healthcare“. Use the “How We can Help” drop-down to describe your request and to include any questions. We’ll be back to shortly.
To Contact WHC: Have questions? Want to Chat? Click the Action Button “Contact World Healthcare” or use: ConciergeServices@WHCHealthcare.com
To Have Us Contact You: Click the Action Button “Contact World Healthcare“. Use the “How We can Help” drop-down to Include any questions or requests. Then “Submit”. We’ll be back to shortly.
Thanks for Your Continued Interest!
