For Community Mayors & Town Managers

The World Healthcare Cooperative is a member-funded, community-focused, Healthcare Cooperative, providing affordable Healthcare and Financial Services for Singles, Families and Employers, in the U.S. and World-Wide.

We are similar to an Agricultural Cooperative, which provides a “One-Stop” community business service for farmers.

WHC is a “One-Stop” community healthcare service, providing affordable healthcare services and plans for you, and all members of your community.

Our Mission is to make your healthcare affordable, less financially risky and easier to manage.

Our Cooperative Members:

✓ Singles, Families and Employers.

✓ Medical Providers

✓ Union & Trade Associations

✓ Non-Profit Organizations

✓ Rural Hospitals

✓ Towns & Communities

Your Local Healthcare Cooperative: WHC offers its Healthcare and Financial Services via local Community Healthcare Cooperatives. Each CHC gives all community residents and companies local access to affordable Healthcare Services.

Contact Us for a directory and more information about your local Community Healthcare Cooperative.

Members Self-Insuring Members

The Problem Needing to be Solved:  Reports show that fewer people have health insurance.  Many people avoid medical treatment because they can’t afford the cost of Traditional Health Insurance.

Yet, they still need basic wellness and non-routine medical services. For routine services they want to use their doctor.  Others, just put-off seeing a doctor or use a hospital ER.

This is a significant, community-wide issue that is not being solved.

In each case, your Residents and Employers are all looking for a solution to their Medical Cost Issue.  You can deliver the solution by teaming with WHC.

For several reasons

Your residents don’t have access to affordable health insurance or an affordable healthcare plan.  For many, it has become too expensive to purchase health insurance.  When they have a medical issue, they go to their doctor or the hospital ER.  Payment to the Medical Provider is in doubt.

Doctors and other Medical Providers are leaving the community.  Many are moving away because of funding.  There is not enough money to provide the medical services.

Hospitals and clinics are closing due to less revenue, less state and federal aid and higher bad dept.  Hospitals are seeing more patients without health insurance with no way to get paid.  Hospital budgets are under pressure with no good solutions.

Employers are likely leaving the community and fewer are arriving because they can’t get affordable healthcare for their employees.

State and federal governments are not providing any meaningful assistance to communities. The future for Medicaid and other state and federal aid programs are in doubt. The problem is money. For many, it has become too expensive to purchase health insurance.

In each case the issue is money.  The answer is “Your Community must become financially Self-Reliant”.  The question is, “How”?

WHC can answer the “How”.  Contact WHC and ask for a Community Subsidy proposal.

No.  WHC will establish and fund your local Community Healthcare Cooperative (“CHC”).

WHC will do it for you! Here’s How.

✓  Lower the number of uninsured Residents:  We do this by making a Healthcare program more affordable.

✓  Increase the number of employers offering an affordable healthcare plan:  We do this by lowering the employee’s insurance cost and eliminating the need for employers to subsidize their healthcare plan.

✓  Change the Insurance Money Path:  With traditional insurance, money flows from the insured to the insurance company.  Then from the insurance company to medical providers.

Get the insurance company out of the Money Path.

✓  WHC Redirects the Money Path to a “Community Healthcare Pool”. Your Residents contribute to a “Healthcare Pool“.   The Pool makes monthly payments to your Community hospital to subsidize and support the hospital’s operating budget.

Members Self-Insuring Members

We’ll provide more details in your Community Subsidy Proposal.

Two ways

✓  Community Hospital Support:  Help WHC convince the community hospital to adopt the WHC Hospital Subsidy Program.

✓  Community Support:  Get the message out via media and other community programs to all individuals, families and employers residing in your Community.

Yes!  You Subsidy Proposal has Two Options

✓  Option 1 – Transactional Subsidy:  Simply introduce WHC to your Residents, Employers and Staff.  For those who have health insurance, ask them if they would like to have a “free”, no obligation review of their healthcare insurance plan.

For those who do not have insurance, ask them if they would be interested in having an affordable healthcare plan.

Collect some basic information and forward to WHC.  We will follow-up with each Resident with a no cost WHC Healthcare Affordability Review.

WHC will pay you a $100 Subsidy for each Resident you assist to purchase a WHC Healthcare Plan.

✓ Option 2 – Annuity Subsidy:  With this Option, your staff person counsels your Residents, does their Quote and takes their application to purchase their WHC Healthcare Plan.  If you prefer, a WHC Staff Person will be assigned to your Community Office to perform these functions.

WHC Annuity Subsidy Example:   Let’s take a typical 30 year old who has purchased a WHC Healthcare Plan. The monthly price is about $230. The monthly Annuity Subsidy would be $23.00, $276 per year.

Next, by only adding 10 new Residents per month would produce a total, initial, annual Annuity Subsidy for you of over $33,000.  And this Annuity Subsidy could continue for many years.

Summary:  The Annuity Subsidy has the greatest cash amount and is the longest paying. The Annuity Subsidy is much better than the one-time, Transactional Subsidy.

With either Option it will be a great service offered by you to your Community and your staff.

Create a Healthcare Affordability Board:  WHC and your Community, establish a “Healthcare Affordability Board”.  The Board sets guidelines and policies.  WHC manages the day-to-day functions for the Community-wide Healthcare Program.

More details will be provided in your Community Subsidy Proposal.

Yes!  The Community Healthcare Cooperative, when affiliated with WHC,  gives your Staff, Community Residents and Employers another option. They can then choose which option is best for them.

Typically, Yes.  Many Preexisting conditions are being successfully treated. Each Resident’s medical issues will be individually reviewed.  If your Resident does not qualify for CHC, We’ll help them locate an ACA or Group plan.

Yes!  If they are a Resident or an Employer in your Community, they can join the Community Healthcare Cooperative and receive an affordable healthcare plan.

✓ Anyone can be on a WHC Healthcare Plan; No limitations, WHC Members can include dependants of any age, parents, relatives, friends, even their pets.

✓ WHC Healthcare Plans are about 50% less expensive per month

✓ Out-of-Pocket Costs are limited to only $1,000 per medical claim; Not the $9,000 cost of health insurance.

✓ No Deductibles or Co-Insurance; Only a single, affordable Co-Pay

✓ Prescription Medications are Reimbursed 100%: No Deductibles or Co-Pays.

✓ All Medical Services are Included; Dental, Vision, Hearing, and Holistic Medical Services

✓ Members Can Use Any Medical Provider, Any Medical Service, Anywhere in the World; No “In-Network” requirement. No limitations!

✓ Members Receive Discounts & Subsidies: For Being Healthy, Having a Family, Being a Senior, Having a Low Income.

✓ Members Can Receive Financial Subsidies:

Loss of Income Subsidy – If and when a Member loses their income due to a medical event, WHC will pay the Member’s WHC Healthcare Plan’s monthly price.

ACA & Group Plan Financial Subsidy – If a Member is diagnosed with a major medical illness and an ACA or Group plan is necessary, WHC will pay the Members insurance plan’s monthly premium cost.

✓ Each Member Receives the WHC Concierge Service; Helps the Member manage their entire Healthcare Program. Including reviewing their medical bills for billing errors, duplicate charges, and available discounts. The WHC Concierge helps Members locate cost-effective Medical Providers and answers healthcare questions.

✓ Members Receive a Community Healthcare Savings Account (CHSA); The WHC CHSA is similar to a federal HSA with greater benefits. WHC matches the WHC Member’s CHSA Contributions and pays 5% interest on their CHSA balances.

✓ Get Sponsorship Bonuses; A Member can receive $100 for each person or family the Member Sponsors who purchases a WHC Healthcare Plan.

✓ Members can become a WHC Advocate; Members can receive great compensation, and a free WHC Healthcare Plan. Contact us for details.

To see typical WHC Healthcare Plan Prices: Look at the following table. Note: Weekly Pricing is shown.

To have us develop a WHC Healthcare Plan for your company: Press the Button “Request a Healthcare Plan for Yourself and Your Staff “.

Staff Pricing
Age – Price
< 20: $31.20
20: $36.34
25: $37.61
30: $42.52
35: $45.78
40: $47.87
45: $54.09
50: $66.90
55: $83.54
60: $99.41
65: $109.88
For a Pet Dog or Cat: $21.81

To Learn More: To see other areas of the Website, Navigate using the “Header Selections”. Visit “FAQs” to get answers to many common questions.

To Contact WHC: Have questions? Want to talk about WHC? Click the Action Button “Contact WHC Member Services”.

To Request a Healthcare Quote, Click the Acton Button “Request a Healthcare Plan for Yourself and Your Staff ”.

To Have Us Contact You: Click the Action Button “Contact WHC Member Services“. Use the “How We can Help” drop-down to Include any questions or requests. Then “Submit”. We’ll be back to shortly.

Thanks for Your Continued Interest