for Hospital Management

Because You Must Treat Patients without insurance and the likelihood you won’t get paid.

✓  WHC can turn non-paying Patients into paying Patients. You are required to provide Medical Services to everyone. Even when they have no insurance and likely you won’t get paid. 

✓  WHC is an alternative to a hospital bankruptcy:  The Hospital’s we’ve talked with are not happy with insurance companies and their payments. They also talk about treating Patients with no insurance, not getting paid and overall profitability. Many are looking for viable options as an alternative to closing or selling to a large hospital group.

WHC is a viable, good option for you to consider.

Below are some of your Non-WHC options:

➪  Increase prices:  If the Patient doesn’t pay, increasing prices has no effect on your income.

➪  Get more reimbursements from insurance and federal or state aid programs:  This will not likely happen.

➪  Receive Income from related products and services:  Some have moved into more specialized Medical Services & Products.  Actually, WHC is in this category.

Our Proposal:  WHC will provide your Hospital with an on-going financial Subsidy when your Hospital offers the WHC Healthcare Plan to your Patients and other residents and employers in your Community.

Contact us for details and your Subsidy proposal.

Any Hospital!  We favor rural Hospitals because of their extreme financial need.

Yes.  Legally you are OK. You do not need an insurance license to receive financial Subsidy from WHC.

Reason:  We are Subsidizing your Hospital to provide Medical Services for WHC Members that are residents in you Community.

Subsidy Proposal:  We offer a liberal Subsidy program for Hospitals who assist us in making the Community Healthcare Cooperative available to Patients in the Community. We’ll describe your Subsidy program in more detail in your proposal.

Contact us for details and a proposal.

Introduction:  First, we’re going to use some financial terms.  Then give you some examples and show you how it all relates to your Hospital and to your WHC Subsidy Proposal.

Transactional Income is when a business receives payment when they sell a product or a service.  With Transactional Income the business gets paid once per transaction.  For example, a real estate broker’s commission is a form of Transactional Income. Charging for a medical service is also a Transactional Income.

For purposes of your Proposal, we’ll call this your “Transactional Subsidy”.

Annuity Income is when a business receives on-going income from a sale, usually without doing any additional activities.  A monthly Membership Fee is a form of Annuity Income. Hospitals don’t have Annuity Income.

For purposes of your Proposal, we’ll call this your “Annuity Subsidy”.

The Reason for Your Annuity Subsidy:  

Your Annuity Subsidy is being paid to reimburse your Hospital for your efforts associated with offering WHC to your Patients.

You receive an Annuity Subsidy for each Patient you sponsor and who joins WHC.  The amount of your Annuity Subsidy is based on the type of services your Hospital performs.

You Annuity Subsidy Plan Compensation has Two Options:

✓  Option 1 – Transactional Subsidy:  Simply introduce WHC to your patients.  For those who have health insurance, ask them if they would like to have a “free”, no obligation review of their healthcare insurance plan.

For those who do not have insurance, ask them if they would be interested in having an affordable healthcare plan.

Collect some basic information and forward to WHC.  We will follow-up with each Patient with a no cost WHC Healthcare Affordability Review.

WHC will pay your Hospital a $100 Subsidy for each Patient you assist to purchase a WHC Healthcare Plan.

✓  Option 2 – Annuity Subsidy:   With this Option, a Hospital staff person counsels your Patients, does their Quote and takes their application to purchase their WHC Healthcare Plan.  If you prefer, a WHC Staff Person will be assigned to your Hospital to perform these functions.

WHC Annuity Subsidy Example:   Let’s take a typical 30 year old who has purchased a WHC Healthcare Plan. The monthly price is about $230. The monthly Annuity Subsidy would be $23.00, $276 per year.

Next, by only adding 10 new Patients per month would produce a total, initial, annual Annuity Subsidy for you of over $33,000.  And this Annuity Subsidy could continue for many years.

Summary:  The Annuity Subsidy has the greatest cash amount and is the longest paying.  The Annuity Subsidy is much better than the one-time, Transactional Subsidy.

With either Option it will be a great Service offered by your Hospital to all your Patients and staff.

To Everyone:  All your patients, your employees, part-timers, 1099s, volunteers and other affiliates (your “Staff”). There are no restrictions.

To all your Patients:  Many cannot afford the cost of healthcare. Consider those Patients that you see without insurance. Other Patients may have an employer Group plan. WHC could cut their monthly and Out-of-Pocket cost by 50% or more.

To other people and companies.  Consider the persons and companies that regularly interact with you and your Hospital. They all need an affordable healthcare plan.

Help them all get an affordable healthcare plan and we’ll Subsidize your Hospital.

There are two options depending on your level of involvement.

✓  Option 1 – Basic Introduction:  Simply introduce WHC. For those Patients who have a health insurance plan, ask them if they would like to have a “free”, no obligation review of their current plan.

For those who do not have insurance, ask them if they would be interested in having healthcare insurance that is affordable. Collect some basic information and forward to WHC.

We will follow-up with each person you refer to us.

✓  Option 2 – Counseling Service:  Help your Patients choose the WHC Healthcare Plan’s Coverages and Benefits that meets their needs and budget. Use the WHC Quote form to price the WHC Healthcare Plan. Obtain approval from your Patient to join the WHC and purchase a WHC Healthcare Plan. Prepare an order form and send to WHC for processing.

No!  Your Staff and Patients can “Opt-In” at any time.

Yes!  Give all your Staff another, more affordable healthcare plan option.  Let your Staff decide which healthcare plan they want.

In addition, your Hospital’s Healthcare Plan becomes more valuable and you will have more Staff Opting-In to your Healthcare Plan.

Your Messaging:  Tell your Patients you are concerned about their financial health as well as their physical health.

Tell them there is no cost or obligation to receive a healthcare insurance affordability check.

Marketing Materials:  All marketing materials are approved by you before use.  The marketing material states that you entered into a relationship with WHC to help lower their healthcare costs.

Ask us for samples of the marketing material we have successfully used with other Medical Providers.

HIPAA Does Not Apply:  You will not divulge any HIPAA related information to us. Only the Patient’s contact information. We only use medical information disclosed to us by the Patient in order to provide them with a quote.

All medical information will be divulged by the Patient to WHC. In addition, the Patient signs a HIPAA disclosure authorization.

✓ Any Staff Person can be on your WHC Healthcare Plan; No limitations, Full-Time, Part-Time, 1099s, Legal Aliens, Affiliates, Volunteers and their family members and pets

✓ WHC Healthcare Plans are about 50% less expensive per month

✓ Out-of-Pocket Costs are limited to only $1,000 per medical claim; Not the $9,000 cost of Group health insurance.

✓ No Deductibles or Co-Insurance; Only a single, affordable Co-Pay

✓ Prescription Medications are Reimbursed 100%; No Deductibles or Co-Pays

✓ All Medical Services are Included; Dental, Vision, Hearing, and Holistic Medical Services

✓ Your Staff Can Use Any Medical Provider, Any Medical Service, Anywhere in the World; No “In-Network” requirement. No limitations!

✓ You Staff Can Receive Discounts & Subsidies; For Being Healthy, Having a Family, Being a Senior, Having a Low Income

✓ Your Staff Can Receive Financial Subsidies:

Loss of Income Subsidy – If and when a Staff Person loses their income due to a medical event, WHC will pay your Staff Person’s WHC Healthcare Plan’s monthly Membership Contribution.

ACA & Group Plan Financial Subsidy – If a Staff Person is diagnosed with a major medical illness, and they have an ACA or Group plan, WHC will pay their insurance plan’s monthly premium cost.

✓ Each Staff Person Receives the WHC Concierge Service; Helps you manage your entire Healthcare Program. Including reviewing your medical bills for billing errors, duplicate charges, and available discounts. Your Concierge helps you locate cost-effective Medical Providers and answers your healthcare questions.

✓ Each Staff Person Receives a Community Healthcare Savings Account (CHSA); The WHC CHSA is similar to a federal HSA with greater benefits. WHC matches the Staff Person’s CHSA Contributions and pays 5% interest on their CHSA balances.

✓ You can receive a Staff Sponsorship Bonus; $100 for each Staff Person you Sponsor who purchases a WHC Healthcare Plan.

To see typical WHC Healthcare Plan Prices: Look at the following table. Note: Weekly Pricing is shown.

To have us develop a WHC Healthcare Plan for your Hospital: Press the Button “Request a Healthcare Plan for Yourself and Your Staff “.

Staff Pricing
Age – Price
< 20: $31.20
20: $36.34
25: $37.61
30: $42.52
35: $45.78
40: $47.87
45: $54.09
50: $66.90
55: $83.54
60: $99.41
65: $109.88
For a Pet Dog or Cat: $21.81

The World Healthcare Cooperative (“WHC”) is a community-focused, member-funded, Healthcare Cooperative. WHC offers affordable, Healthcare and Financial Services for individuals, families and employers.

WHC Is similar to an Agricultural Cooperative, which provides a “One-Stop” community service for farmers.

WHC is a “One-Stop” Healthcare Cooperative providing Healthcare Services for you and everyone in your community.

Our Mission: To make healthcare affordable, less financially risky and easier to manage.

Corporate Headquarters: The World Healthcare Cooperative is based in Delaware. WHC offers Memberships, with Healthcare Plans and Financial Services throughout the U.S. and World-Wide.

Local Healthcare Cooperatives: WHC offers its Healthcare Services via local Community Healthcare Cooperatives to give all community residents and companies access to affordable Healthcare. Contact Us for a directory and more information.

CommunityServices@WHCHealthcare.com

Members Self-Insuring Members

To Learn More: To see other areas of the Website, Navigate using the “Header Selections”. Visit “FAQs” to get answers to many common questions.

To Contact WHC: Have questions? Learn how WHC will financially subsidize your Hospital? Click the Action Button “Contact WHC Member Services”.

To Request a Healthcare Quote, Click the Acton Button “Request a Healthcare Plan for Yourself and Your Staff ”.

To Have Us Contact You: Click the Action Button “Contact WHC Member Services“. Use the “How We can Help” drop-down to Include any questions or requests. Then “Submit”. We’ll be back to shortly.

Thanks for Your Continued Interest