For Unions & Trade Associations

✓  To Increase Your Income”:  Most Associations have two forms of income.  Annuity Income from Membership Fees.  Transactional Income, a one-time payment, for selling a product or service.

Annuity Income is much better than Transactional Income.  That’s why we are proposing a new Annuity Income program for Your Association!

✓  To Provide All Your Members with an Affordable Healthcare Plan:   Associations are usually created to source and provide to its Members various business programs and services.  To attract new and retain current Association Members means your Association needs to continue to provide programs and services that benefit your Members.

One of the most sought-after employee benefit is affordable healthcare.

That’s why we are proposing a new, affordable Healthcare Plan for Your Members!

The Need:  All employers and staff members are facing the same problem. Group Health Insurance is not affordable.  Just look at the monthly premium cost. Even with an employer subsidy, the cost is too high.  Employee take rates are less than 30% for many companies.  And that’s not the biggest problem!

Look at the employee’s Out-of-Pocket costs.  In 2022 the average Group plan’s Out-of-Pocket cost is $8,000 or more.  Just ask yourself this question, “How many of your employees can afford to pay $8,000 when they need to receive medical services?”  

The answer is usually “None”.  There needs to be another answer.  We have the answer.

The Solution:  WHC Healthcare Plans start as low as $62 biweekly.  Out-of-Pocket costs (no deductible or Co-insurance) can be as low as $1,000.  To see more, look at FAQs about WHC Healthcare Plans.

Association Income:  Oh yes, there is income for your Association. WHC has a liberal, “annuity-style”, month after month, compensation plan.

To see how much your Association can earn, contact us for a proposal.

Yes!   WHC has a liberal, “annuity-style” Financial Reimbursement plan.  Your Financial Reimbursement continues month after month as long as the WHC Healthcare Plan is offered and purchased by your Association’s Members.

WHC will also pay you a Financial Reimbursement when you recommend WHC to any person or company.  Think about your suppliers and all persons you come in contact with your business.  All need an affordable healthcare plan.  You can help them and WHC will compensate you.

Request a Proposal and we’ll describe your Financial Reimbursement program plus show your projected compensation.

You Subsidy Plan Compensation has Two Options:

✓  Option 1 – Transactional Subsidy:  Simply introduce WHC to your Members and staff.  For those who have health insurance, ask them if they would like to have a “free”, no obligation review of their healthcare insurance plan.

For those who do not have insurance, ask them if they would be interested in having an affordable healthcare plan.

Collect some basic information and forward to WHC.  We will follow-up with each Member with a no cost WHC Healthcare Affordability Review.

WHC will pay you a $100 Subsidy for each Member you assist to purchase a WHC Healthcare Plan.

✓  Option 2 – Annuity Subsidy:  With this Option, your staff person counsels your Members, does their Quote and takes their application to purchase their WHC Healthcare Plan.  If you prefer, a WHC Staff Person will be assigned to your Association to perform these functions.

WHC Annuity Subsidy Example:   Let’s take a typical 30 year old who has purchased a WHC Healthcare Plan. The monthly price is about $230. The monthly Annuity Subsidy would be $23.00, $276 per year.

Next, by only adding 10 new Members per month would produce a total, initial, annual Annuity Subsidy for you of over $33,000.  And this Annuity Subsidy could continue for many years.

Summary:  The Annuity Subsidy has the greatest cash amount and is the longest paying.  The Annuity Subsidy is much better than the one-time, Transactional Subsidy.

With either Option it will be a great Service offered by your Association to all your Members and their staff.

To Anyone!  Your employees, part-timers, 1099s, volunteers and other affiliates (your “Staff). There are no restrictions.

To other people and companies.  Consider the persons and companies that regularly interact with you and your Association.  They all need an affordable healthcare plan.

Help them get an affordable healthcare plan and we’ll compensate you for your assistance.

Yes!  Give your Staff and your Association Members the WHC healthcare option.

No!  Your Staff and Association Members can “Opt-In” at any time.

There are two options depending on your desired level of involvement and compensation.

✓  Option 1:  Promote WHC along with any other healthcare plan you are now offering to your Staff and Members.

Offer to do a “Healthcare Affordability Review”.  The Healthcare Affordability Review includes a quote and a comparison to their current health insurance plan.  Help your Staff and Members complete and send the WHC Healthcare Affordability Review form to WHC.  We’ll follow-up with your Members to discuss the results of the Review.

✓  Option 2:  Have a staff person perform the Review and discuss the results with your Staff and Members.  We’ll train your staff person to conduct the Review.  The Review process only takes about 5 minutes. Finalize the sale and send the order to WHC.

By the way, this is how car dealerships work with their clients, when selling new car.  They offer to do the client’s financing and insurance.

With either Option it will be another great service offered by your Association to your Staff and Members.

Contact us to discuss these options and compensation.

✓ Any Staff Person can be on your WHC Healthcare Plan; No limitations, Full-Time, Part-Time, 1099s, Legal Aliens, Affiliates, Volunteers and their family members and pets

✓ WHC Healthcare Plans are about 50% less expensive per month

✓ Out-of-Pocket Costs are limited to only $1,000 per medical claim; Not the $9,000 cost of Group health insurance.

✓ No Deductibles or Co-Insurance; Only a single, affordable Co-Pay

✓ Prescription Medications are Reimbursed 100%; No Deductibles or Co-Pays

✓ All Medical Services are Included; Dental, Vision, Hearing, and Holistic Medical Services

✓ Your Staff Can Use Any Medical Provider, Any Medical Service, Anywhere in the World; No “In-Network” requirement. No limitations!

✓ You Staff Can Receive Discounts & Subsidies; For Being Healthy, Having a Family, Being a Senior, Having a Low Income

✓ Your Staff Can Receive Financial Subsidies:

Loss of Income Subsidy – If and when a Staff Person loses their income due to a medical event, WHC will pay your Staff Person’s WHC Healthcare Plan’s monthly Membership Contribution.

ACA & Group Plan Financial Subsidy – If a Staff Person is diagnosed with a major medical illness, and they have an ACA or Group plan, WHC will pay their insurance plan’s monthly premium cost.

✓ Each Staff Person Receives the WHC Concierge Service; Helps you manage your entire Healthcare Program. Including reviewing your medical bills for billing errors, duplicate charges, and available discounts. Your Concierge helps you locate cost-effective Medical Providers and answers your healthcare questions.

✓ Each Staff Person Receives a Community Healthcare Savings Account (CHSA); The WHC CHSA is similar to a federal HSA with greater benefits. WHC matches the Staff Person’s CHSA Contributions and pays 5% interest on their CHSA balances.

✓ You can receive a Staff Sponsorship Bonus; $100 for each Staff Person you Sponsor who purchases a WHC Healthcare Plan.

To see typical WHC Healthcare Plan Prices: Look at the following table. Note: Weekly Pricing is shown.

To have us develop a WHC Healthcare Plan for your company: Press the Button “Request a Healthcare Plan for Yourself and Your Staff “.

Staff Pricing
Age – Price
< 20: $31.20
20: $36.34
25: $37.61
30: $42.52
35: $45.78
40: $47.87
45: $54.09
50: $66.90
55: $83.54
60: $99.41
65: $109.88
For a Pet Dog or Cat: $21.81

The World Healthcare Cooperative (“WHC”) is a community-focused, member-funded, Healthcare Cooperative. WHC offers affordable, Healthcare and Financial Services for individuals, families and employers.

WHC Is similar to an Agricultural Cooperative, which provides a “One-Stop” community service for farmers.

WHC is a “One-Stop” Healthcare Cooperative providing Healthcare Services for you and everyone in your community.

Our Mission: To make healthcare affordable, less financially risky and easier to manage.

Corporate Headquarters: The World Healthcare Cooperative is based in Delaware. WHC offers Memberships, with Healthcare Plans and Financial Services throughout the U.S. and World-Wide.

Local Healthcare Cooperatives: WHC offers its Healthcare Services via local Community Healthcare Cooperatives to give all community residents and companies access to affordable Healthcare. Contact Us for a directory and more information.

CommunityServices@WHCHealthcare.com

Members Self-Insuring Members

To Learn More: To see other areas of the Website, Navigate using the “Header Selections”. Visit “FAQs” to get answers to many common questions.

To Contact WHC: Have questions? Want to learn how WHC will Financially Subsidize your Association? Click the Action Button “Contact WHC Member Services”.

To Request a Healthcare Quote, Click the Acton Button “Request a Healthcare Plan for Yourself and Your Staff ”.

To Have Us Contact You: Click the Action Button “Contact WHC Member Services“. Use the “How We can Help” drop-down to Include any questions or requests. Then “Submit”. We’ll be back to shortly.

Thanks for Your Continued Interest