Why a WHC Healthcare Plan is a “Must Have” for All Employers!  

NO ! The WHC Healthcare Plan is not an expensive and unaffordable Individual or Group health insurance. WHC is a Healthcare Cooperative. Not an insurance company and WHC does not sell insurance.

The reason WHC does not sell insurance is that individual and group health insurance plans are too expensive that most people cannot afford to purchase. There are less expensive options.

We don’t want to sell you a healthcare plan you can’t afford to pay or even use.

Key Differences:

✓ When you don’t have insurance, most Medical Providers give you discounts ranging from about 5% to 50%. Hospital discounts could be as high as 90%.

✓ When you don’t have insurance, you can use any Medical Provider you choose.

✓ Monthly Cost: WHC Cooperative Healthcare Plans are about 50% less than expensive than ACA and Group health insurance plans.

✓ Out-Of-Pocket Costs: ACA & Group Plans have Deductible and Co-Insurance costs, called the Annual Out-of-Pocket cost; averaging between $9,000 and $18,000 per year or more. You must pay this cost before the insurance company pays all your medical bills.

✓ How Your Medical Bills are Paid: With ACA and Group plans you must pay the plan’s Annual Out-of-Pocket cost before the insurance company pays your medical bills. With WHC, your medical service costs are paid on Day-One and Reimbursed to you, in cash, by WHC.

✓ WHC has No Deductibles or Co-Insurance costs: Only a simple and affordable Co-Pay for each medical service. Your Co-Pay is limited to only $1,000 per medical claim. Not $9,000 of ACA & Group Plans.

✓ Discounts and Subsidies: WHC gives you Discounts and Subsidies for being healthy, having a family, being a senior and having a low income. ACA and Group Plans, and Medical Providers are prohibited from giving you Discounts or Subsidies.

✓ Cash Reimbursements: WHC gives you Cash Reimbursements, on average, about 50% of your medical costs.

Summary: WHC Healthcare Plans are about 50% less expensive per month, have an 80% or more, lower Out-of-Pocket cost and you can receive Discounts, Subsidies and Cash Reimbursements!

How We Do it – So You Don’t Have To

✓  Your Staff Receive Medical Provider Discounts:  From about 10% to 50% or more on each Medical Service

✓  Your Staff Receive Cash Reimbursements from WHC:  50% on each Medical Service

✓  Your Staff Receive Discounts & Subsidies:  For Being Healthy, Having a Family, Being a Senior, Having a Low Income

The most sought-after employer benefit is affordable healthcare. 

The Issue:  Traditional Group healthcare insurance is completely unaffordable for you and your Staff.  Yet, employees believe and want their employer to offer an affordable healthcare plan.

Employers are all looking for an alternative to expensive Group insurance.  Your Staff are looking for ways save money and to lower their healthcare medical costs.

The Solution:  Offer all your Staff an affordable WHC Healthcare Plan.  The WHC Healthcare Plan is 50% or more less expensive than any Group Plan.  So much so there is no need for you to subsidize the monthly cost.

Give your Staff financial help that saves them money and lowers their medical and healthcare costs and you’ll have a satisfied Staff who will want to stay with you.

The more your Staff seeing you helping them, the more likely they will remain with your company.

For the first time you can use an employee benefit program to recruit new Staff Members without it costing you anything.

Take  Look …..

✓   Any Staff Member can purchase a WHC Healthcare Plan.  Part-timers, 1099s, Legal Aliens, volunteers and your Affiliates.  If you want them on your WHC Plan, they can be included!

✓  Your Staff can easily add family members, even their pets.  To add is affordable.  Not so with a Group insurance plan.

✓  WHC Healthcare plans are 50% less expensive than any Group insurance plan.  No need to subsidize!

✓  There are no Deductibles or Co-insurance costs.  Just a single, affordable Co-Pay.

✓  Out-of-Pocket costs are limited to only $1,000 per medical claim.  Not an $8,000 Annual Out-of-Pocket Cost like most Group plans.

Start Offering a New and Great Employee Benefits Program Today!

Employees, Part-Timers, 1099s, Legal Aliens, Volunteers, Affiliates

✓ No Classification or Age Limitations: If they work for you, they can be included.

✓ Include Your Staff’s Family Members: Spouse or Partner, Dependants of any age, Parents, Relative, Friends,even their pets can be included at an affordable price.

✓ No “Open-Enrollment”: Your Staff can “Opt-In” at any time.

✓ WHC Healthcare Plans are Portable: Each Staff Member can take their WHC Healthcare Plan with them if and when they leave. No need for COBRA!

✓ WHC Healthcare Plans are Approved and Effective in 24 Hours

Everyone Needs an affordable Healthcare Plan that can be tailored to their needs and budget

Your Staff’s Dilemma: Traditional and Group healthcare insurance have become completely unaffordable for everyone, including your Staff and your Practice.

Here’s How We Can Help: We can provide your Staff Members with an affordable Healthcare Plan that will save them up to 50% on their monthly cost.

More importantly, savings of up to 80% on their deductible and co-insurance costs. WHC also provides financial assistance, low income subsidies, healthy and family discounts.

Take a Look

Lower Your Staff’s Monthly Healthcare Plan Cost by 50%: Your Staff choose and pay only for the coverages they want. Each Medical Service is subsidized by WHC. Each Staff Member can receive discounts for being Healthy, having a Family, being a Senior, or having a Lower Income.

This is the main reason you don’t need to subsidize a WHC Healthcare Plan

Lower your Staff’s Out-of-Pocket Costs by 80%: WHC has no Deductibles or Co-Insurance costs. Just one, affordable Co-Pay.

A typical Group plan’s Out-of-Pocket cost is over $9,000. Likely, most of your Staff can’t pay this cost. This means you are offering, and they are buying, a healthcare plan they can’t afford to use.

This is the Main Reason for Medical Bankruptcies

Give Your Staff More Benefits & Coverages: Many Group plan’s do not include important Coverages. Dental, Vision, Hearing usually must be purchased separately. Holistic and other types of wellness and medical treatments are not covered or even available. All are included with WHC!

Each Staff Member can personalize their own WHC Healthcare Plan: Not so with a Group plan. An 18 year-old, single person, has far different healthcare requirements than a 50 year-old with a family of 4.

Unlike a Group plan, which is “one-size-fits-all”, a WHC Plan is personalized by each Staff Member to meet their needs and budget.

Each Staff Member can receive Prescription Medications Reimbursed 100%: No so with a Group plan. With WHC, No Co-Pay, No Deductible, No Co-Insurance.

Compare WHC to any Healthcare Plan

Suggestion: If you have a Group plan, take a few minutes to read it. Take a close look at the monthly and the annual Out-of-Pocket cost. We think you’ll be surprised at the costs!

WHC is Giving Your Staff Discounts and Financial Subsidies So You Don’t Have To

WHC Healthcare Plans are Affordable for All Your Staff

Your Dilemma: If you are offering a healthcare plan, you are likely subsidizing your Staff’s monthly cost. We can eliminate this need and cost because the WHC price is so affordable.

Your Group Plan’s Low Take-Rate: If you are offering a Group Plan, likely you have a low take-rate. This is usually because of your Group Plan’s cost. Give your Staff a more affordable healthcare plan option and you’ll see a higher Take-Rate.

Your Opportunity: If you are not offering a healthcare plan, now is the time! With WHC you can offer a great healthcare plan without it costing you any money.

WHC is Better Than a Raise: Consider, lowering your Staff’s healthcare cost is just like giving them a raise, only better. WHC doesn’t cost you anything. A raise does!

Offering the WHC Healthcare Plan: Offer the WHC Healthcare Plan as a Stand-Alone healthcare plan or along with a Group healthcare plan. Let your Staff decide which plan they want.

Get out of the Healthcare Hassle and Back to Running Your Business.

Your Dilemma:  When offering a healthcare plan, your staff have many questions.  How does it work?  What’s my options?  What medical providers can I use?  Where do I send my bills?  These are just a few. Our guess is you can add to this list.

Your Response:  You either have an HR person answer the questions or you have to do it yourself.  Now is the time to add another option that gets rid of the previous issues.

Your WHC Option:  Have us manage your entire healthcare plan for you.

How?  Each of your Staff Members has access to their own personal WHC Healthcare Concierge.

The WHC Concierge Service will:

✓  Manages your entire healthcare program.  So You don’t have to!

✓  Helps your Staff with general healthcare questions.  That’s our business. Not likely yours!

✓  Reviews your Staff’s medical bills for possible billing errors.  Most medical bills have Billing errors and missing discounts.

✓  Reviews to see if your Staff Member is getting medical service discounts.  Lowers your Staff’s Medical Services cost.

✓  Negotiates payment terms with Medical Providers.  Another method to lower medical service costs.

✓  Helps your Staff locate cost effective Medical Providers.  We have suggestions on which Medical Providers will give good discounts.

WHC is Your HR Healthcare Service

If you are offering a healthcare plan:

✓  Why are you offering a healthcare plan that the majority of your Staff can’t afford to use? How many of your Staff can pay an $9,000 Out-of-Pocket cost?

✓  If you have a Group plan, why is your Staff Participation rate so low? Cost is the usual reason!

If you are not offering a healthcare plan:

✓  If you have not offered a Company Healthcare plan, why not? With WHC you now can because you don’t need to subsidize your Staff’s Healthcare Plan.

✓  If you offered an affordable healthcare plan do you believe you could retain and recruit top-notch staff? Likely !

✓  If you could eliminate the need to subsidize your healthcare plan, would you? Increase your income. Use for other purposes.

✓  Reports show that fewer companies offer a health plan. Yet, their employees believe and want their employer to offer an affordable healthcare plan.

What do you want to do?

If you have questions, requests or want us to contact you: Click the “Contact World Health” Button. Enter your Question or Request. Or you can use: ConciergeServices@WHCHealthcare.com

To Request a Healthcare Proposal for your Company: Click the “Contact World Health” Button. Request a “Company Quote“. Compare to any Group insurance plan.

To get a Quote for yourself or a staff Member, you have four options. Each are explained and are available on the Quote Form.

✓ To get a Quick Quote NOW: See your “No Hassle” Special Member Price On-line. Quick and Easy.

✓ Request a “Meet or Beat” We’ll check all available Discounts and Subsidies to get you the price you want !

✓ Make a “Bid Request”: We’ll request bids for you. “When companies Compete, You Win !

✓ Request a “Custom Quote”: Totally personalized for you and your Company!

Thank You for your continued interest!